Savings accounts haven't changed in decades, but the cost of everything else has. Rent's up. Groceries cost more. A coffee costs what lunch used to. And your savings account? Still paying you next to nothing while the bank lends your money out and keeps the difference.
Most savings accounts pay around 0.4% APY. That's $4 a year on $1,000.Even the fintech "high-yield" ones barely push past 3%, and they still come with the usual catches, fine prints, and withdrawal limits.
Meanwhile, the official inflation rate keeps running higher. When inflation runs higher than your interest rate, you're losing purchasing power every year. Your savings shrink, even if the number in your account slowly ticks up.
It should be easier to save for your holidays, that nicer car, or your dream house down payment. That's why we built Tap Earn.
A Better Way to Earn
Tap Earn offers up to 7% APY, that's nearly 18x what most banks pay and double what fintechs offer out there.
Your interest compounds daily and pays out every week, straight into your balance. No waiting for end-of-month statements, no quarterly or year cycles, no lockup. Every Monday, your balance is higher than it was on Friday. Not a bad way to start the week.
And unlike your bank, you don't have to guess what you've earned. Open the app anytime and see exactly how much interest you've made, down to the cent.
What Can You Earn On?
Tap Earn launches with USDT, USDC, BTC, ETH, XRP, and SOL. More of your favorite assets are on the way.
We're not trying to list everything under the sun. Every asset we add has to meet one standard: can we offer a rate worth your time? If we can't give you a good rate on it, we won't add it just to pad a menu. Quality over quantity. Your earnings come first.
Deposit From Anywhere
Accessibility matters most to us, earning should be easy no matter how you deposit. With Tap, you can deposit money anytime, anywhere, using whatever method you like best. Tap supports bank transfers and debit cards, from majors to stablecoins to the long tail most platforms don't bother supporting. You don't need to move your life around to start earning. Link your existing bank account in minutes and start earning higher rates on your savings without switching banks or opening new accounts here and there.
Your money is yours, and you should be able to access it when you need it. You can withdraw with no penalties, take out what you want, when you want.
Time to Start Earning
Tap is trusted by 400,000+ users across 40+ countries and is publicly listed on the London Stock Exchange. This isn't a startup in someone's garage.
Ready to get started? Download the app, or head to the app and simply find the "Earn" tab from the hub.
It's time to earn what you deserve.
See you inside.
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