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Risk Warning - Notice to UK Users  

Estimated reading time: 2 mins

Due to the potential for losses, the Financial Conduct Authority (FCA) considers this investment to be high risk.

What are the key risks?

1.You could lose all the money you invest

The performance of most cryptoassets can be highly volatile, with their value dropping as quickly as it can rise. You should be prepared to lose all the money you invest in crypto assets.

The crypto asset market is largely unregulated. There is a risk of losing money or any cryptoassets you purchase due to risks such as cyber-attacks, financial crime and firm failure.

2.You should not expect to be protected if something goes wrong

The Financial Services Compensation Scheme (FSCS) doesn’t protect this type of investment because it’s not a ‘specified investment’ under the UK regulatory regime – in other words, this type of investment isn’t recognised as the sort of investment that the FSCS can protect. Learn more by using the FSCS investment protection checker here.

The Financial Ombudsman Service (FOS) will not be able to consider complaints related to this firm. Learn more about FOS protection here.

3.You may not be able to sell your investment when you want to

There is no guarantee that investments in crypto assets can be easily sold at any given time. The ability to sell a crypto asset depends on various factors, including the supply and demand in the market at that time.

Operational failings such as technology outages, cyber-attacks and comingling of funds could cause unwanted delay and you may be unable to sell your crypto assets at the time you want.

4.Cryptoasset investments can be complex

Investments in crypto assets can be complex, making it difficult to understand the risks associated with the investment.

You should do your own research before investing. If something sounds too good to be true, itprobably is.

5.Don’t put all your eggs in one basket

Putting all your money into a single type of investment is risky. Spreading your money across different investments makes you less dependent on any one to do well.

A good rule of thumb is not to invest more than 10% of your money in high-risk investments. Learn more here.

If you are interested in learning more about how to protect yourself, visit the FCA’s website here.

For further information about cryptoassets, visit the FCA’s website here.

Revenue vs profit: understanding the difference

Ever wondered what sets revenue apart from profit? Join us in uncovering the vital difference!

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In this article, we're helping you understand the difference between the two terms: revenue vs profit. While both are imperative to a business, understanding the difference between revenue and profit is imperative to you navigating the landscape. 

The primary goal of every business is to make money. In order to do so, firms must understand how they are going to generate revenue and where their resources will come from in the future. Primary operations are those that a company conducts in order to produce, sell, or provide goods or services with the aim of making money. 

The total amount of income generated by the sale of things or services associated with the company's core activities is known as revenue. After all the costs have been subtracted, profit is the amount of cash remaining after accounting for all expenses, obligations, supplementary streams, and operational expenditures. In the quest to discover the difference between revenue and profit we break these two concepts down below.

What is revenue?

The top line, or revenue, of an income statement, is typically referred to as the top line because it sits at the top of the income statement. Before any costs are subtracted, a company's revenue is how much money it makes.

For example, the money a grocery store makes from selling its goods before accounting for any expenses is its revenue. Income is not considered revenue if the company also has income from investments or a subsidiary company, as these don't come from the sale of goods. Additional income streams and various types of expenses are accounted for separately.

What is profit?

On the income statement, profit is typically known as net income, however, the term "bottom line" is more common among people. Profits appear on an organization's income statement in a variety of ways and are used for various purposes.

There are other profit margins​ that come before net profit, such as gross profit and operating profit.

Gross profit

Gross profit equals revenue minus the cost of goods sold, which consists of the direct material and labor expenses related to creating a company's products.

Operating profit

Operating profit equals gross profit minus other business expenses that are associated with running the company, such as rent, utilities, and payroll.

At the end of the day, profit is the amount of revenue a business brings in minus all operating and production costs.

Revenue vs profit

When people refer to a company's profit, they are usually referring to the net income, which is what's left after expenses. It is possible for a company to make money but still have a net loss.

In an example below illustrating the importance of understanding revenue and profit, say a company makes $10 million in the income generated. This sounds great, however, if the company's core business operations and debt add up to $12 million, the company is making a loss. Let's take a look at this example in greater detail below:

Business revenue or Total Net Sales: $10 million

Gross Profit: $4 million (total revenue of $10 million minus COGS of $6 million)

Operating Profit: $2 million (gross profit minus other business expenses such as rent, utilities, and payroll)

Profit or Net income: –$2 million (illustrating that the company is making a loss)

Profit will always be lower than revenue as this amount is determined after deducting all the operating and other costs. 

In conclusion

Companies base their success on two very important metrics: revenue vs profit. While revenue is referred to as the top line, a company's profit is what really matters and is referred to as the bottom line.

It is crucial for investors to take both revenue and profit into account when making investment decisions, and to review the company's income statement in order to get a full view of the company's financial health.

In summary, revenue denotes a company's earnings prior to considering expenses like debts, taxes, and other operational costs. Conversely, factors in all company expenses and operating costs. When it comes to comprehending the distinction between revenue and profit, the evidence solidifies the understanding.


This article is for general information purposes only and is not intended to constitute legal or other professional advice or a recommendation of any kind whatsoever and should not be relied upon or treated as a substitute for specific advice relevant to particular circumstances. We make no warranties, representations or undertakings about any of the content of this article (including, without limitation, as to the quality, accuracy, completeness or fitness for any particular purpose of such content), or any content of any other material referred to or accessed by hyperlinks through this article. We make no representations, warranties or guarantees, whether express or implied, that the content on our site is accurate, complete or up-to-date.


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