Learning the friendly way

Cryptocurrencies derive their value from supply and demand, with the buyers and sellers playing an enormous role in the market's liquidity, and ultimately, success. This rings true for stocks, commodities and forex markets too, essentially any asset markets with trading volumes.

Anyone participating in these markets will have been a maker or a taker at some stage, most likely, both. In this article, we're breaking down the concept of makers vs takers, exploring their vital role in the market and large quantities of these result in stronger exchanges. 

Liquidity Explained

Before we dive in, let's first cover an important concept: liquidity. Assets can sometimes be described as liquid or illiquid, this simply refers to how easily the asset can sell. Gold is a prime example of a liquid asset as anyone could easily trade it for cash without any hassle, while a glass statue of your neighbour's cat would be an illiquid asset as the chances of anyone wanting to own it are slim (except for the neighbour, maybe). 

Building on this, market liquidity indicates how liquid a market is. A liquid market means that the asset is in high demand, traders are actively looking to acquire the asset, while also having a high supply, meaning that traders are actively looking to offload the asset. An illiquid market then means that there is low supply and demand, making it difficult to buy or sell the asset for a fair price.

In a liquid market where there are many traders looking to buy and sell an asset, the sell order (ask price) tends to be in the same region as the buy order (buy price). Typically, the lowest sell order will be the same as the highest buy order, creating a tight buy-ask spread. 

Now that we've covered liquidity, it's time for makers vs takers. 

What Is The Difference Between Market Makers And Market Takers?

As mentioned above, any successful exchange requires a fair amount of makers and takers. Let's explore the difference between the two below. 

Market Makers

Exchanges typically use an order book to conduct trades. The order book will store offers to buy and sell as they come in, and execute the trades when the criteria are met, i.e. someone could create an offer that says when Bitcoin reaches $40,000, buy 4. When the BTC price reaches $40,000, the order book with automatically execute this trade. 

In this case, the person creating this buy order is known as a maker. They are essentially "making" the market by announcing their intentions ahead of time via the order book. While many retail investors are makers, the field is typically made up of big traders and high-frequency trading institutions. 

A market maker is a liquidity provider. ‍

Market Takers

Market takers are then liquidity "takers", removing liquidity from the market. Takers create market orders that indicate to the exchange that the trader wants to buy or sell at the current market price. The exchange will then automatically execute the trade using a maker's offer.

A taker is a trader filling someone else's order. Market makers create offers for the order book, making it easier for users to buy and sell, while market takers exercise this liquidity by buying the asset. 

What Are Maker-Taker Fees?

You might have heard of maker-taker fees before, this makes up a considerable amount of how exchanges generate an income (after all, exchanges are businesses that need to make money). When an exchange matches a maker and a taker, they will take a small fee for the efforts on their part. This fee will differ from exchange to exchange, and will also be dependent on how big of a trade it is. 

As makers are providing liquidity to the exchange (an enticing attribute for any trading platform) they will pay lower fees compared to a trader taking away from the platform's liquidity. Always be sure to check the fee structure and pricing on a platform before engaging in any trading activity, these will be outlined in the platform's trading policy.

How Do Trading Companies Make Money?

Cryptocurrency and blockchain technology was designed to provide a decentralized financial system that bypasses government control. However, to alleviate regulatory concerns, exchanges were established to provide a reliable and convenient means of operating within the crypto markets. These exchanges provide a secure way in which users can buy, sell and trade cryptocurrencies, and in return make money through the activities of its customers as it is a business after all.

While maker and taker fees make up a large portion of how a platform generates an income, the business also generates income through deposit and withdrawal fees, commissions made on trades and listing fees. These typically make up the cost of production and running the business.

In Conclusion

Market makers contribute to the market's liquidity by creating orders looking to be filled, while market takers fill these orders. Makers are typically rewarded for bringing liquidity to a platform with low maker fees, while takers pay higher fees when they make use of this liquidity, easily buying and selling the asset. 

Att få betalt i kryptovalutor har öppnat upp den globala gig-ekonomin som aldrig förr. Du behöver inte längre bo i samma land – eller ens på samma kontinent – som din uppdragsgivare. Kryptojobb är inte bara mer tillgängliga, de har också blivit allt mer accepterade.

I den här guiden visar vi var du kan hitta jobb som specifikt betalar i kryptovaluta. Men först – varför är det här så attraktivt?

Fördelar med att få betalt med blockkedjeteknik

Den snabbt växande blockkedjebranschen integrerar nu kryptovalutor i traditionella arbetsmarknader. Oavsett om du jobbar frilans eller söker en fast tjänst kan du numera få din lön i krypto.

Kryptovalutor gör internationella utbetalningar både snabbare och billigare. Tack vare den decentraliserade tekniken sker betalningarna på bara några minuter, med minimala transaktionsavgifter – oavsett vart i världen du befinner dig. Det här gör det särskilt smidigt för frilansare att ta på sig kortare uppdrag utan att avgifterna äter upp hela inkomsten.

Men kanske den största fördelen är friheten – du kan arbeta för vem som helst, var som helst. Det här har blivit extra relevant sedan distansarbete blivit normen för många yrkesgrupper efter pandemin.

Kort sagt: oavsett din erfarenhet eller expertis, finns det med största sannolikhet ett företag där ute som vill anlita dig.

Så hittar du jobb som betalar i krypto

Här är några plattformar där du kan hitta kryptobetalda uppdrag:

LaborX

LaborX är en jobbsajt som kopplar samman arbetsgivare och frilansare. Plattformen stödjer ett brett spektrum av kryptovalutor som betalning, och erbjuder allt från tillfälliga gig till heltidsjobb inom exempelvis dataanalys, marknadsföring och utveckling.

Bakom LaborX står ett blockchainföretag som även erbjuder HR-lösningar – vilket bidrar till en professionell och pålitlig upplevelse.

Jobs4Bitcoins

Jobs4Bitcoins är ett aktivt Reddit-forum där användare lägger upp jobberbjudanden eller presenterar sina tjänster. Trots namnet handlar det inte bara om Bitcoin – flera kryptovalutor används som betalning.

Plattformen är öppen och otroligt mångsidig, men kom ihåg att det inte finns någon granskning av arbetsgivare eller kandidater, så agera med försiktighet.

Blocklancer

Blocklancer fokuserar på Ethereum och är en marknadsplats där du kan hitta allt från innehållsskapande till blockchainprojekt. Om du föredrar en annan valuta än ETH kan du enkelt växla via appar som Tap.

Plattformen innehåller även ett system för att hantera tvister, vilket kan vara en trygghet för både uppdragsgivare och frilansare.

Bitfortip

Vill du inte ge dig in i traditionella uppdrag? Bitfortip låter användare få dricks i krypto för att ge bra idéer eller svar på frågor. Du kan bli belönad i Bitcoin, Bitcoin Cash, NANO eller Tezos.

PompCryptoJobs

En professionell och strukturerad plattform för dig som letar efter heltidsjobb inom kryptobranschen. Här hittar du roller som skribent, produktdesigner, utvecklare, analytiker – listan är lång.

Plattformen används av några av de största företagen i branschen och fokuserar uteslutande på roller som betalar i krypto.

Så får du betalt i krypto

Behöver du ett konto för att ta emot betalningar i Bitcoin eller andra kryptovalutor? Tap erbjuder konton där du enkelt kan ta emot både fiat- och kryptovalutor.

När du har öppnat ett konto får du tillgång till flera kryptoplånböcker och dedikerade IBAN-konton. Dela bara din plånboksadress med din uppdragsgivare – pengarna är inne inom några minuter, beroende på nätverket.

Med Tap-kortet kan du dessutom använda dina medel direkt i butik eller online, oavsett om du spenderar i fiat eller krypto. Smidigt, flexibelt och gränslöst.

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UNI är den inhemska token för den Ethereum-baserade automatiserade kryptobörsen Uniswap. En av de mest framstående aktörerna inom DeFi, har Uniswap blivit synonymt med decentraliserade börser och automatiserad handel av DeFi-tokens.

Här går vi igenom allt från hur Uniswap växt fram, till belöningar och tokenomics — och lär känna en av de ledande kryptovalutorna inom automatiserad marknadshandel.

Vad är Uniswap (UNI)?

Uniswap är en decentraliserad börs som möjliggör automatiserad handel med DeFi-tillgångar. I stället för att styras av ett företag med anställda som sköter driften, är all handel på Uniswap automatiserad via smarta kontrakt. Ett steg längre i decentralisering än vad Bitcoin en gång introducerade.

Plattformen skapades för att tillföra likviditet till DeFi-ekosystemet och låter vem som helst skapa en likviditetspool för valfritt par av digitala tillgångar. Sedan lanseringen i slutet av 2018 fick Uniswap ordentlig fart när DeFi-rörelsen exploderade.

Trots att processen bakom är teknisk, har användare världen över anslutit sig till plattformen och blivit en del av denna snabbt växande marknad. Med ökningen av likviditetsutvinning och yield farming, såg Uniswap en markant ökning i antal tokens som investerades och handlades.

Till skillnad från centraliserade börser erbjuder Uniswap handel utan krav på identitetsverifiering eller kontoregistrering. Utan KYC-process kan användare enkelt byta mellan olika tokens, beroende på vilka likviditetspooler som finns tillgängliga.

Vem skapade Uniswap?

Uniswap skapades av Hayden Adams, en Ethereum-utvecklare, med målet att introducera AMM-konceptet (Automated Market Maker) till Ethereum-nätverket. Adams arbetade nära Ethereums grundare Vitalik Buterin när han byggde och implementerade protokollet.

Han har själv sagt att inspirationen till Uniswap kom från ett inlägg av Buterin, och på kort tid blev protokollet en av de största utmanarna inom finansiell innovation.

Hur fungerar Uniswap?

En av Uniswaps mest unika egenskaper är användningen av Constant Product Market Maker Model. I stället för att matcha köpare och säljare direkt, bestäms priset på tokens genom en konstant ekvation (x multiplicerat med y = k).

För att lägga till en ny token på Uniswap måste man finansiera den med motsvarande värde i ETH och den aktuella ERC-20-token. Om du till exempel vill lägga till en token som heter FIRE, behöver du skapa ett nytt Uniswap-smartkontrakt för FIRE och skapa en likviditetspool med lika delar FIRE och ETH.

I ekvationen står x för mängden ETH i poolen, y för mängden FIRE, och k representerar konstanten som används för att balansera utbud och efterfrågan. När någon köper FIRE med ETH, minskar mängden FIRE samtidigt som ETH ökar — vilket driver upp priset på FIRE.

Plattformen möjliggör handel med alla ERC-20 tokens och gör det enkelt att skapa de smarta kontrakt och likviditetspooler som krävs. I maj 2020 lanserades Uniswap V2 som tillät direkt handel mellan ERC-20 tokens samt stöd för tokens som tidigare inte var kompatibla, såsom OmiseGo (OMG) och Tether (USDT).

För att handla på Uniswap behöver användaren en plånbok som är kompatibel med plattformen, till exempel MetaMask, Fortmatic, WalletConnect eller Portis Wallet.

Hur fungerar Uniswap-token (UNI)?

UNI-tokenen lanserades i september 2020, då 400 governance-tokens delades ut till varje plånbok som hade använt plattformen före den 1 september samma år. Inom de första 24 timmarna hade hela 66 miljoner av de 150 miljoner UNI som delades ut, redan blivit anspråkade.

Enligt Uniswap skapades UNI för att "officiellt cementera Uniswap som en offentligt ägd och självförsörjande infrastruktur, samtidigt som dess oövervinnerliga och autonoma egenskaper bevaras."

Tokenen ger innehavare både potentiell avkastning och röstningsrätt. De som håller UNI har rätt att vara med och besluta om plattformens framtid, och slipper mellanhänder. Detta innebär omedelbart ägande över flera av Uniswaps initiativ, inklusive UNI-communityns treasury, eth ENS, protocol fee switch, SOCKS likviditetstokens och Uniswap Default List (tokens.uniswap.eth).

Lanseringen av UNI sågs även som ett direkt svar på SushiSwap, en annan DEX som klonade Uniswap och skapade sin egen token, SUSHI.

UNI är en Ethereum-baserad ERC-20 token som fungerar på Ethereum-nätverket.

Vad är Uniswap Version 3?

Mer känt som Uniswap V3, lanserades den senaste versionen av plattformen den 5 maj 2021. Denna uppgradering innebar förbättrad kapitaleffektivitet för likviditetsleverantörer, bättre infrastruktur och förbättrad genomförandehastighet för traders.

Strax innan lanseringen av V3 nådde UNI-token sitt högsta marknadspris hittills.

Var kan jag köpa Uniswap (UNI)?

Om du vill lägga till Uniswap (UNI) i din kryptoplånbok, kan du göra det smidigt och säkert via Tap-appen. Ladda bara ner appen, skapa ett konto och genomför den snabba verifieringsprocessen.

När du blivit godkänd kan du enkelt sätta in pengar (både krypto och traditionella valutor) och köpa UNI-tokens. Dina UNI kommer sedan lagras säkert i din UNI-plånbok i appen, redo att användas för handel, staking eller bara hållas för framtiden.

Investing centers around making gains off of your initial capital. When determining the potential gains one could make there are a number of variables one needs to consider, such as how much capital one has put into the investment and what returns are associated with that asset class.

This led to the creation of ROI (return on investment), a measure that allows anyone to calculate the net profit or loss of an investment in percentage form. 

What is return on investment?

All investments, including stocks, bonds, real estate, and small businesses, come with the goal of making more money than you put in. The money you earn over and above your initial investment is called profit. When discussing investment profitability, people often use the term ROI, meaning return on investment. This metric expresses the amount of net profit one can earn/earned as a percentage of what the initial investment was.

ROI can help you assess if buying property or investing in a business is worth it. It's also helped companies determine the value of adding new products, building more facilities, acquiring other businesses, advertising campaigns, etc.

ROI (return on investment) is the percentage of gain or loss on an investment relative to the total cost of the investment.  In other terms, it's a way to compare different investments in order to figure out which ones are worth pursuing. For example, you could calculate ROI to decide whether selling one stock and buying another would be a good idea.

While there is no limit to a return on investment theoretically, in practice, no investment is guaranteed to have any return. If your ROI is negative, it means you not only failed to make a profit but also lost some of your original investment. The worst possible outcome would be -100% ROI, meaning you completely lost your initial investment. An ROI of 0% signifies that you at least recovered the money you put in, but gained nothing beyond that.

While ROI is often used as a marker of profitability, it isn't foolproof. There are several limitations to calculating ROI as your only measure which include the time frame in which you will earn back your investment, inflation rates, how risky a venture is, and additional maintenance costs that may be incurred.

Calculating ROI terminology

Before we dive in, let's first cover some basic terminology.

Net profit or net income

Net profit is the amount of money left over after all operating costs, such as the cost of transaction costs or maintenance costs, and other expenses have been accounted for and subtracted from the total revenue. It is used to measure profitability. Net profit can also be called net income, net earnings, or the bottom line.

Total cost of investment

This figure will look at the amount of money invested in a particular investment.

How to calculate ROI: the ROI formula

The ROI formula is a simple equation that looks at the price change of the asset and the net profits (the initial cost of the investment minus its value when you sell it). When calculating ROI you would use this formula:

ROI = (Net Profit / Total Cost of Investment) x 100

To factor trading costs into your ROI figure, you'll use: 

ROI = ((Value of Investment - Cost of Investment – Associated Costs) / Cost of Investment) x 100

As an example, let's say you buy 5 shares of $100 each in Twitter, equating to $500. You sell them a year later for $150 each, equating to $750. Let's say you paid $5 commission on each trade, costing you $25 in trading fees. 

ROI = (($750 - $500 - $25) / $500) x 100 = 45%

This means that you made a 45% return on investment on that particular investment.

How to determine a strong ROI

A "good" return on investment is any number above 0, as this means you made some profit. However, the ideal ROI should be higher than what you could've earned had you chosen another investment (the next best thing). 

To compare this, investors often compare their earnings to what they could've made on the broader stock market or in a high-yield savings account. Using the S&P 500 as a control, over the past four decades it has made gains of around 7% (after inflation). An ROI is generally considered to be a strong one if it beats the stock market in the long term. 

It's always important to note that past performance does not equate to future results. Another pearl of wisdom to remember is that high rewards generally come alongside high risks. If an investment promises very high ROIs, consider this also means that it comes with high risks. 

Therefore, a strong ROI will vary depending on the investment's level of risk, your goals, and how much risk you're willing to take.

Where the ROI formula falls short

The main limitation of using this return on investment ROI formula as a marker of success is that it doesn't show how long it took to earn the money back. When comparing various investments, the time it takes to mature will have a significant impact on the profits you could earn.

For instance, a year loan versus a bond held for five years versus a property held for 10 years will all have varying ROIs once you've established how long it will take to earn the specified ROIs. 

In this scenario, the ROI calculations mentioned above skimp on the full story. It also doesn't account for risk. For instance, the loan repayments could be delayed or the property market might be in a slump, all affecting the potential profits earnable.

With many variables, it becomes harder to predict what the exact ROI calculation on an investment will be, so be sure to factor this in when using the return on investment ROI formula to determine how attractive an investment opportunity or business venture is. 

ROI alternatives

Although the return on investment doesn't consider how long you keep an asset, it's essential to compare the ROI of investments held for comparable lengths of time as a more clear performance measure. If that's not possible, there are a few other options.

Average Annual Return

Also known as annualized return on investment, this adjusts the ROI formula to factor in the timing. Here you would divide the ROI by the number of years you hold the asset.

Compound Annual Growth Rate (CAGR)

This option is more complicated but yields more accurate results as it factors in compound interest generated over time. 

Internal Rate of Return (IRR)

This measure factors in the notion that profits earned earlier outway the same profits earned later, taking into account interest that could've been earned and factors like inflation. This equation is quite complicated but there are online calculators one can use. 

Conclusion

A return on investment (ROI) is a formula used to calculate the net profit or loss of an investment in percentage form. The ROI calculation can present valuable information when investing capital or determining profitability ratios. The ROI equation looks at the initial value of one investment and determines the financial return. A negative ROI indicates that the investment returns were lower than the investment cost.

When it comes to navigating the cryptocurrency markets, staying informed and staying away from FUD can oftentimes be more complicated than one might imagine. In this article, we're going to guide you through how to recognize FUD in the blockchain space and how to avoid it. 

Since Bitcoin entered the scene in 2009, the crypto markets have seen their fair share of ups and downs. Although it's true that each market downturn has been followed by a recovery and considerable development, experienced and novice traders alike may find that times of decline are difficult to navigate. Particularly with the rise in FUD.

Before we cover the tools of the trade to recognize and avoid FUD, let's first cover what FUD is exactly.

What is FUD?

FUD in the cryptocurrency realm stands for Fear, Uncertainty and Doubt. This term is used to refer to inaccurate information released by people who wish to manipulate the markets. Releasing FUD content is intended to influence a trader to make decisions that might affect the cryptocurrency's price or their holdings in some way (usually encouraging them to sell).

While commonly used against Bitcoin, Ethereum and other cryptocurrencies are also targeted. FUD typically leads to investors selling off their coins, leading to a panic sell which snowballs and results in a significant loss in value for the coin. 

Often mentioned alongside FUD is the term FOMO, Fear Of Missing Out. FOMO is centered around the fear of people missing out on profits, leading them to make quick decisions that aren't necessarily the best ones. While FUD tends to instigate selling an asset, FOMO tends to drive traders to buy an asset. Essentially, these two terms are designed to tap into human emotions that lead to quick decisions. 

FUD is typically released through a rumor published on a well-respected website, a negative news item, or a well-known figure expressing concerns about a certain asset (commonly done over Twitter ). Content surrounding FUD and FOMO tend to be from organizations or individuals that have something to gain from the intended action. The content is designed to strongly influence the reader. 

FUD and FOMO aren't strictly related to the crypto market, such tactics have also been witnessed in the stock market and other commodity trading spaces. The jargon has become synonymous with trading. 

How to recognise FUD

The crypto community might seem tight-knit but there are often ill-actors that gain access to the trusted space and infiltrate it with bad news. This is often seen when people use a commonly discussed topic, such as regulation, to build a narrative that isn't necessarily true to influence traders. 
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Here are several tips to ensure that you don’t fall victim to FUD:

Establish a trading goal 

Before you enter the crypto market ensure that you have definitive goals, with accompanying timelines. When faced with FUD or FOMO information, consider if the resulting actions of this news will move you closer to your goal or further away. If you stay focused on your goal you are less likely to be swayed by market sentiment. 

Build a trading strategy before entering a trade

A trading strategy generally involves determining a stop loss, entry point, target sell point, and amount of capital. By establishing this before entering the trade, you will have clear objectives to follow and be less likely to fall victim to FUD-centered misinformation. 

Stay informed, but verify sources

Keeping an eye on the crypto markets and staying informed is imperative for any trader, especially day traders. Ensure that the places that you acquire your information from are reputable and legitimate, and if something sounds suspicious, verify it through a number of other sources. 

Be patient and consistent

Engaging in crypto trading involves making well-informed decisions based on market trends and supporting technology. Rather than seeking rapid financial gains, it's important to maintain patience and consistency in working toward your goals, while staying focused on your intended path.

Navigating FUD

Despite this sounding difficult, FUD is easily avoidable if you stick to these tips above and only seek information from reliable news sources. While Twitter may have quick tips, it's also hard to determine what the author's intentions are.

Consider whether something sounds accurate or not, and always conduct your own research when considering involvement in a new project. From a financial standpoint, participating in digital currency can be a profitable endeavor, so be sure to act responsibly and observe market trends with a critical perspective.

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As we explore the world of crypto assets, we take a look at the different types of crypto assets on the market and at the wide range of diversity in the new-age industry. As more people enter the market and start exchanging digital assets, the industry grows and expands to allow new variations.

Below we explore the vast diversity in the industry, from crypto assets used as money to ones that reward users for viewing a website. Each business offers a unique solution, and to navigate this we offer you guidance below.

What Are Crypto Assets?

The terms "crypto asset" and "cryptocurrency" can be used interchangeably. They both refer to a digital asset built using blockchain that can be transferred in a direct peer-to-peer manner. The first crypto asset to launch is Bitcoin, which entered (and created) the scene in 2009. Since then thousands of crypto assets have been created, each one with its own unique use case.

The Different Types Of Crypto Assets

While crypto assets might fall into one or more categories, each has its own set of rules and use cases. 

Payment-Focused

These crypto assets can be used to pay for everyday goods and services or as a store of value (in some cases). These include the likes of Bitcoin (BTC), Ethereum (ETH), Litecoin (LTC), Bitcoin Cash (BCH), etc.

Stablecoins

Stablecoins are crypto assets that have their value pegged to a fiat currency or commodity. These crypto assets are designed to bypass the volatility synonymous with the crypto market. These include the likes of Tether (USDT) and USD Coin (USDC).

Privacy Coins

Privacy coins are digital assets that hide details of the transaction, such as the origin, destination and amount. These crypto assets offer untraceable monetary transfers. These include the likes of Monero (XMR) and ZCash (ZEC).

CBDCs

Central Bank Digital Currencies (CBDCs) are crypto assets built and maintained by banks. Used as digital currencies alongside the traditional currency, CBDCs are designed to provide a digital version of the local fiat to which the value is pegged. 

Governance Tokens

Common among decentralized finance (DeFi) protocols, governance tokens provide holders with a say in the platform and in future updates. 

Utility Tokens

Utility tokens will typically provide a service to the holder on the platform on which it was created. Commonly created using the ERC-20 token standard, utility tokens might represent a subscription on a platform or a use case specific to that ecosystem. 

Non-Fungible Tokens

Non-fungible tokens, also known as NFTs, are crypto assets that cannot be used interchangeably and instead hold unique and rare properties. Each NFT represents a singular function that cannot be changed.

How Are Crypto Assets Created And Distributed?

Before crypto assets are created the project's intentions are generally circulated through a white paper. In this white paper, the asset's tokenomics will be outlined which will cover how the asset is created and distributed.

Bitcoin, for example, uses a Proof of Work consensus which means that new coins are entered into circulation through miners solving complex mathematical problems. The network was designed to only ever have 21 million coins created, and new coins are slowly entered into the system each time a miner verifies and adds a new block to the blockchain. 

Ethereum on the other hand has no limit to the number of ETH that can be created. The platform is currently moving from a PoW to a Proof of Stake consensus, which alters the way in which transactions are verified, however, new coins still enter circulation through verifying transactions. 

XRP minted all its coins prelaunch and slowly release them into the system through a central authority while Tether creates USDT on demand. For each $1 sent, 1 USDT is created, which can later be removed from circulation should it be sold. 

The Future Of Crypto Assets

With the ICO Boom in 2017, the DeFi boom in 2020 and the more recent NFT Craze, crypto assets aren't going anywhere. With constant innovation and increasing adoption, crypto assets have become an integral part of the modern day financial landscape.

While mainstream adoption is on the rise, a few wrinkles still need to be ironed out. For one, regulatory bodies around the world are working toward creating legal frameworks in which these crypto assets can exist, while centralized banks are exploring whether CBDCs can co-exist with their physical counterparts. While the world seeks to figure these out, one this is for certain: crypto assets are here, and the industry is becoming bigger by the day. 

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