Learning the friendly way

Si vous cherchez à tirer davantage de valeur de votre expérience Tap, voici une fonctionnalité à connaître : le verrouillage de XTP. En quelques clics, vous accédez à des fonctionnalités premium, des frais réduits, et des avantages conçus pour les utilisateurs actifs de la plateforme.
C’est simple, accessible, et intégré directement dans l’app.

Le système de niveaux premium, en toute clarté

Verrouiller des XTP ne se limite pas à conserver des actifs numériques. C’est aussi une manière d’activer des niveaux premium dans l’app. Plus le montant verrouillé est élevé, plus les fonctionnalités disponibles sont étendues. Le système fonctionne par paliers, chacun apportant des avantages spécifiques.

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Des fonctionnalités qui font la différence

Réduction des frais de trading

Les utilisateurs avec un niveau premium actif bénéficient de frais réduits lors de leurs transactions sur la plateforme. Chaque niveau permet d'accéder à une structure tarifaire différente, avec des coûts de transaction ajustés en fonction du palier atteint.

Exemple : Un utilisateur effectuant 10 000 € de volume mensuel peut constater une différence de frais en passant d’un niveau Essential à un niveau Plus, et encore davantage à mesure que le niveau premium augmente.

Cashback sur les achats par carte

Jusqu’à 8 % de Cashback rewards sont disponibles selon le niveau atteint. Cette fonctionnalité permet de recevoir un pourcentage de vos dépenses éligibles sous forme de retour en XTP, directement dans votre wallet.

Quelques exemples de calculs :

• 5 € dépensés en café = 0,40 € equivalent de retour avec le niveau Prestige
• 200 € de courses = 12€ equivalent  avec le niveau Platinum
• 1 000 € d’achat électronique = 40 € equivalent avec le niveau Premier

Même au niveau Plus (300€ en XTP verrouillés), le taux de Cashback peut représenter une valeur non négligeable pour les utilisateurs réguliers.

Retraits DAB sans frais supplémentaires

Chaque niveau premium propose une limite mensuelle de retraits aux distributeurs sans frais supplémentaires de la part de Tap :

• Prestige : Retraits illimités
• Platinum : Jusqu’à 1 000 € par mois
• Autres niveaux : Jusqu’à 500 € par mois

Les conditions exactes sont disponibles dans l’app.

Taux de change dédiés

Les membres premium bénéficient de taux de change optimisés pour leurs opérations en devises étrangères, notamment lors de voyages ou d’achats à l’international. Plus le niveau est élevé, plus les conditions proposées évoluent.

Comment activer un niveau premium avec XTP

Étape 1 : Évaluer votre utilisation de l’app

Regardez comment vous utilisez Tap : paiements par carte, transactions crypto, retraits, achats internationaux… Cela vous aidera à identifier le niveau qui correspond le mieux à vos besoins actuels.

Étape 2 : Vérifier la durée de verrouillage

Les XTP restent à vous, mais ils sont verrouillés durant 12 mois. Pendant cette période, ils ne sont pas accessibles, mais activent les fonctionnalités du niveau premium sélectionné.

Étape 3 : Activer votre plan dans l’app

1. Téléchargez Tap et vérifiez votre identité
2. Achetez des XTP via l’application
3. Appuyez sur “Upgrade” dans le menu principal
4. Sélectionnez le niveau souhaité et suivez les étapes à l’écran

Fonctionnalités supplémentaires pour les membres premium

Les niveaux premium incluent également :

• Support prioritaire : accès direct à l’équipe d’assistance via une file dédiée
• Plafonds de dépenses plus élevés : jusqu’à 30 000 € par mois pour les membres Prestige
• Contenus exclusifs : newsletters sur les tendances du marché crypto
• Comptes multi-devises : gestion simplifiée de plusieurs monnaies au sein de l’app

En résumé

Le verrouillage de XTP permet d’activer un niveau premium sur Tap, avec des avantages concrets pour les utilisateurs qui souhaitent accéder à des fonctionnalités étendues.
Le système est transparent, sans engagement au-delà de la durée de verrouillage, et entièrement géré depuis l’app. Chaque utilisateur reste libre de choisir s’il souhaite ou non activer un niveau, selon son usage de la plateforme.

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Leverage in crypto trading is like adding rocket fuel to your portfolio - it can send your profits soaring or it could turn your investment into a spectacular firework display that ends in ashes. If you've been wondering whether leveraged crypto trading is right for you, you're asking the right questions. The answer isn't a simple yes or no, but rather depends on your experience, risk tolerance, and trading strategy.

Let's dive deep into the world of leveraged crypto trading to help you make an informed decision that won't leave you crying into your empty wallet.

What is leverage in crypto trading?

Leverage in crypto trading allows you to control a larger position than your actual account balance would normally allow. Think of it as borrowing money from your exchange to amplify your trading power. When you use 10x leverage, for example, you can trade with $10,000 worth of crypto while only putting up $1,000 of your own money.

The key distinction here is between leverage and margin. Leverage is the ratio (like 2x, 5x, or 100x), while margin is the actual collateral you put down. If you want to open a $5,000 position with 5x leverage, you'd need $1,000 in margin as your initial deposit.

Leverage ratios can range from conservative 2x multipliers all the way up to eye-watering 100x or even 125x on some platforms. Higher leverage means higher potential returns, but also dramatically increased risk of liquidation.

How does crypto leverage trading work?

When you open a leveraged position, you're essentially borrowing funds from the exchange to increase your market exposure. The exchange holds your margin as collateral and charges you interest (funding fees) for the privilege of using their money.

Here's the basic mechanics: You deposit collateral, choose your leverage ratio, and open a position. The exchange monitors your account balance constantly. If your losses approach your margin amount, you'll face liquidation: the exchange automatically closes your position to prevent you from losing more than your collateral.

Leveraged crypto trading typically happens through futures contracts, perpetual swaps, or options. Perpetual swaps are the most popular choice, as they don't have expiration dates and closely track the underlying asset's price through funding rate mechanisms.

Real-world examples of leveraged crypto trades

Let's examine some concrete scenarios. Imagine you open a $1,000 Bitcoin position with 10x leverage when BTC is at $50,000. Your effective position size is $10,000, controlling 0.2 BTC.

Scenario 1: Bitcoin rises to $55,000 (10% increase). Your position gains $1,000, doubling your initial investment. 

Scenario 2: Bitcoin falls to $45,000 (10% decrease). Your position loses $1,000, and you're liquidated, losing your entire margin.

(side note: Some platforms liquidate before the full 10% drop due to maintenance margin + fees, often at around an 8–9% drop for 10x leverage.)

For a more conservative example, consider 5x leverage on Ethereum. With $500 margin and ETH at $3,000, you control $2,500 worth of ETH. A 15% ETH price drop to $2,550 would result in a $375 loss, leaving you with $125 margin and approaching liquidation territory.

These examples illustrate how small market movements translate to significant portfolio impacts with leverage, both positive and negative.

Types of leverage trading: isolated vs. cross margin

Understanding margin types is crucial for effectively managing your risk. 

Isolated margin confines your risk to individual positions, so if one trade goes south, it won't affect your other positions or remaining account balance. You allocate specific amounts to each trade, and that's all you can lose on that particular position.

Cross margin, on the other hand, uses your entire account balance as collateral across all positions. While this can prevent liquidation by automatically adding margin from your available balance, it also means a single bad trade could potentially wipe out your entire account.

Isolated margin is generally safer for beginners because it limits your maximum loss per trade. While cross margin offers more flexibility and can help avoid unnecessary liquidations, but requires more sophisticated risk management skills.

What are the risks of using leverage?

The biggest risk in leveraged crypto trading is liquidation, and crypto markets are notoriously volatile. Bitcoin can easily swing 5-10% in a single day. With 10x leverage, a mere 10% move against your position equals a 100% loss of your margin, triggering automatic liquidation.

Overleveraging is perhaps the most common mistake. The temptation to use maximum available leverage can be overwhelming, especially when you see potential profits multiplied by 50x or 100x. However, higher leverage means smaller price movements can destroy your position entirely.

Emotional trading becomes amplified with leverage. The stress of watching leveraged positions can lead to poor decision-making, revenge trading, and the dreaded "risk of ruin" (losing so much that you can't effectively continue trading).

The bottom line is that market volatility in crypto is extreme compared to traditional assets. While stocks might move 2-3% daily, cryptocurrencies regularly experience 10-20% swings. This volatility, combined with leverage, creates a perfect storm for rapid account destruction. You’ve been warned.

What are the advantages of using leverage?

Despite the risks, leverage offers compelling advantages for experienced traders. The most obvious benefit is amplified returns - a 5% Bitcoin price increase becomes a 50% profit with 10x leverage. This capital efficiency allows you to maintain significant market exposure while keeping most of your capital available for other opportunities.

Leverage also allows for sophisticated strategies like hedging and short selling. You can profit from falling prices by opening short positions, or hedge your spot holdings by taking opposite leveraged positions. This flexibility is particularly valuable during crypto bear markets when traditional buy-and-hold strategies struggle.

For traders with limited capital, leverage provides access to meaningful position sizes that wouldn't otherwise be possible. Instead of needing $10,000 to trade Bitcoin meaningfully, you might achieve similar exposure with just $1,000 and 10x leverage.

Should beginners use leverage in crypto trading?

The short answer for most beginners is: probably not. Leveraged trading requires a solid understanding of market dynamics, risk management, and emotional control - skills that take time to develop. The learning curve is steep enough without adding the pressure of potential liquidation.

However, if you're determined to experiment with leverage as a beginner, start extremely conservatively. Consider 2x or 3x leverage maximum, and only risk money you can afford to lose completely. Use an isolated margin to limit your downside, and never risk more than 1-2% of your total capital on any single leveraged trade.

The golden rule for beginners: master spot trading first. Understand market analysis, develop a trading strategy, and build emotional discipline before adding leverage to the equation. Think of leverage as advanced weaponry: you wouldn't hand a rocket launcher to someone who's never held a regular gun.

How to manage risk when using leverage

Effective risk management is the difference between profitable leveraged trading and blown accounts. 

We’ll say it time and time again: position sizing is paramount -never risk more than you can afford to lose, regardless of how confident you feel about a trade. A common rule is the 1% rule: never risk more than 1% of your account on any single trade.

Stop-losses are non-negotiable in leveraged trading. Set them before entering positions, not after you're already losing money. Also, calculate your risk-reward ratio beforehand; many successful traders aim for at least 2:1 reward-to-risk ratios.

Diversification becomes even more critical with leverage. Don't put all your leveraged positions in one crypto or market sector. Spread your risk across different assets and strategies to avoid catastrophic losses from single market events.

Is leveraged crypto trading legal and available everywhere?

The regulatory landscape varies dramatically by jurisdiction. In the United States, leveraged crypto trading faces significant restrictions. Most major exchanges don't offer high leverage to U.S. residents, and some derivative products are completely unavailable.

International traders typically have access to much higher leverage ratios and more diverse trading products. However, this comes with less regulatory protection and potentially higher platform risk.

Always verify your local regulations before engaging in leveraged crypto trading. Some countries have banned crypto derivatives entirely, while others impose strict leverage limits or require special licensing for platforms offering these services.

Final verdict: should you use leverage when trading crypto?

So, should you use leverage when trading crypto? It depends entirely on whether you're ready to handle a double-edged sword that's sharper than most traders realise.

Leverage makes sense if you've already proven yourself profitable in spot trading, have ironclad risk management skills, and can sleep soundly while your positions swing wildly overnight. It's a tool for enhancement, not salvation.

Skip leverage if you're new to crypto, emotionally driven in your trading decisions, or using money you actually need for rent and groceries. The markets will still be here when you're ready.

The bottom line: crypto offers opportunities without adding leverage to the mix. Master the fundamentals first, then consider leverage as a precision instrument, not a lottery ticket. The goal isn't to hit home runs on every trade; it's to stay in the game long enough to compound your skills and capital over time.

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Built on the idea that movement has value, SWEAT turns your daily steps into digital currency. Whether you’re heading to the coffee shop or chasing your dog around the park, this app quietly rewards you for staying active, a novel approach to merging fitness and crypto.

This revolutionary approach to fitness motivation is being called "Move-to-Earn" (M2E) technology. Built on the foundation of the popular Sweatcoin app, which has attracted over 120 million users worldwide, SWEAT transforms your daily steps into actual crypto that holds real-world value.

The concept is beautifully simple: the more you move, the more SWEAT tokens you can earn. But unlike traditional fitness apps that offer points or badges, SWEAT tokens can be traded, staked for additional rewards, or used to purchase real goods and services. It's part of the broader Sweat Economy – an ecosystem designed to make healthy living financially rewarding.

For the realists wondering how this is made possible, let’s get into it. 

How does Sweat Token work?

The intriguing concept behind SWEAT lies in its seamless integration between physical activity and blockchain technology. Here's how the system operates:

Step Tracking and Verification 

The Sweatcoin app uses your smartphone's built-in sensors or connected wearable devices to track your steps. Using sophisticated algorithms to verify that your movement is genuine, it distinguishes between actual walking and artificial movement like shaking your phone.

Minting SWEAT Tokens 

Once your steps are verified, the app converts them into SWEAT tokens through a process called "minting." Initially, users could mint 1 SWEAT token for every 1,000 verified steps. However, this rate gradually decreases over time as part of the tokenomics design to maintain scarcity and value.

Blockchain Integration 

SWEAT operates on the NEAR Protocol blockchain, known for its speed and low transaction fees. When you mint SWEAT tokens, they're automatically transferred to your Sweat Wallet – a built-in crypto wallet that makes managing your tokens straightforward, even for crypto beginners.

Unlike other Move-to-Earn platforms that demand expensive NFT purchases to get started, SWEAT is free to begin earning.

Sweat Token tokenomics explained

Let’s take a look at SWEAT’s launch and distribution, total supply structure, minting decay schedule and burning mechanisms. Understanding SWEAT's economic model helps evaluate its long-term potential:

SWEAT launched in September 2022 with no initial coin offering (ICO) or pre-sale. Instead, SWEAT were distributed 1:1 to pre-existing Sweatcoin users via a token generation event, with a total supply capped and a minting schedule that decays over time to ensure scarcity.

Initially, 1,000 steps yielded 1 SWEAT, but this rate has reduced (e.g. ~0.33 SWEAT after one year, with plans for further reductions). 

And lastly, the ecosystem includes staking rewards that encourage holding tokens rather than immediate selling. Additionally, certain activities may burn tokens, removing them from circulation permanently.

Sweatcoin vs SWEAT

This distinction often confuses newcomers, so let's break it down clearly:

Sweatcoins are the original in-app currency that Sweatcoin users have been earning since 2016. These points exist only within the Sweatcoin app and can be spent in the app's marketplace on various products and experiences.

SWEAT tokens, launched in September 2022, are actual cryptocurrency that exists on the blockchain. They have real market value and can be traded on trading platforms, staked for rewards, or used across the broader Sweat Economy ecosystem.

Think of Sweatcoins as arcade tokens that only work in one specific arcade, while SWEAT tokens are like actual money that you can use anywhere that accepts them. Both currencies coexist - you can continue earning Sweatcoins for in-app purchases while simultaneously earning SWEAT tokens for broader crypto utility.

Real-world uses of SWEAT Tokens

Let’s explore SWEAT tokens use cases outside of the Sweat Economy ecosystem:

• Marketplace Purchases: The Sweat Economy marketplace offers real products and services that you can purchase directly with SWEAT tokens. From fitness equipment to wellness products, the marketplace continues expanding its offerings.
• Staking for Passive Income: You can stake your SWEAT tokens to earn additional rewards over time. This process involves locking up your tokens for a specified period in exchange for earning more SWEAT tokens as interest.
• Charitable Donations: The platform enables users to donate their SWEAT tokens to various charitable causes, adding a philanthropic dimension to one’s daily fitness routine.
• Gaming and NFTs: The Sweat Economy includes gaming elements and NFT collections that can be purchased or earned using SWEAT tokens, adding a gamefying element.
• Brand Partnerships: SWEAT tokens can be used with various fitness and wellness brands that have partnered with the Sweat Economy, expanding the utility beyond the core app.

How to earn SWEAT Tokens

Getting started with earning SWEAT is refreshingly simple:

• Download the Sweatcoin app from your device's app store and create an account. The app will guide you through connecting your step tracking permissions.
• Go about your daily activities - walking to work, taking the stairs, going for a jog, or any other movement that generates steps. The app runs in the background, automatically tracking your activity.
• Each day, you can mint SWEAT tokens based on your verified steps. The current rate varies due to the decay mechanism, but historically started at 1 SWEAT per 1,000 steps.

There are also several other ways to increase your SWEAT earning potential:

• Complete daily challenges and achievements
• Refer friends to join the platform
• Participate in special events and promotions
• Maintain consistent daily activity streaks

The platform implements daily minting limits to prevent abuse, but these limits can be increased through various engagement activities within the app.

Storing and managing your SWEAT Tokens

The easiest way to manage your SWEAT tokens is through the Sweat Wallet, automatically created when you start earning (no setup or technical know-how required). For those who prefer more control, SWEAT can also be stored in any NEAR-compatible wallet, like NEAR Wallet.

Whichever option you choose, security is key. Always enable two-factor authentication and never share your private keys or recovery phrases. While the Sweat Wallet includes built-in protections, staying vigilant is essential.

Where and How to Buy SWEAT Tokens

While earning through movement is the primary method, you can also purchase SWEAT tokens directly through centralised exchanges (CEX) and, for those comfortable with DeFi, on decentralised exchanges (DEX) within the NEAR ecosystem. 

Always research exchanges thoroughly and start with small amounts if you're new to crypto trading.

To stay on the safe side, keep an eye on Tap - an announcement is coming that could put SWEAT firmly on your radar.

Is Sweat Token safe? Looking at security and privacy 

Data privacy 

Sweatcoin has built its reputation on user privacy. The app collects step data and location information necessary for verification, but has implemented strong privacy protections. Users maintain control over their data sharing preferences.

Fraud prevention 

Be warned: the platform uses sophisticated anti-fraud mechanisms to prevent fake step generation. Machine learning algorithms analyse movement patterns to identify and prevent cheating attempts.

What data is collected vs shared 

The app collects step counts, basic movement patterns, and location data for verification purposes. However, personal health data isn't shared with third parties without explicit consent, and users can opt out of data sharing for marketing purposes.

Blockchain security 

Operating on the NEAR Protocol provides inherent security benefits through blockchain technology, including transparent transactions and decentralised validation.

M2E Movement: Sweat Token vs STEPN

Comparing SWEAT to STEPN, another popular Move-to-Earn platform, reveals important distinctions:

Entry Barriers 

STEPN requires purchasing expensive NFT sneakers (often $500-2000) to begin earning, while SWEAT is completely free to start.

Token Utility 

STEPN focuses heavily on NFT trading and upgrading, while SWEAT emphasises real-world utility through marketplace purchases and staking.

Monetisation Approach 

STEPN operates more like a game with complex mechanics, while SWEAT maintains simplicity and accessibility for mainstream users.

The choice between platforms often comes down to whether you prefer high-barrier, high-reward gaming (STEPN) or low-barrier, steady-reward fitness motivation (SWEAT).

Pros and Cons of Sweat Token

Advantages

• Zero Entry Cost: No upfront investment required to start earning
• Health Benefits: Encourages genuine physical activity and wellness
• User-Friendly: Simple interface accessible to crypto newcomers
• Real Utility: Tokens have actual use cases beyond speculation
• Large User Base: Built on proven Sweatcoin platform with millions of users
• Established Partnerships: Growing ecosystem of brand partnerships

Potential Drawbacks

• Token Inflation: Continuous minting may pressure token value
• Earning Limits: Daily minting caps limit earning potential
• Market Volatility: Like all cryptocurrencies, SWEAT price can fluctuate significantly
• Sustainability Questions: Long-term viability depends on user retention and ecosystem growth

Conclusion

Sweat Token combines fitness and crypto by rewarding daily movement with digital currency, making it an accessible entry point into Web3. With no upfront cost and real-world utility through staking and marketplace rewards, it appeals to both fitness enthusiasts and crypto newcomers. Its long-term success will depend on user engagement and expanding utility, but its low barrier to entry and alignment with everyday habits give it strong growth potential.

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Dans le monde en constante évolution des cryptomonnaies, les investisseurs recherchent des plateformes fiables, simples à utiliser et riches en fonctionnalités. Si les plateformes d’échange crypto se multiplient, il peut être difficile de s’y retrouver. Tap et les exchanges traditionnels proposent tous deux d’échanger des cryptos, mais leur approche et leurs services diffèrent largement. Voici 6 différences essentielles qui font de Tap une alternative unique.

Une plateforme tout-en-un

Tap ne se limite pas à l’achat et à la vente de cryptos. C’est une plateforme complète qui combine services crypto et services financiers classiques dans un seul compte. Vous pouvez détenir, convertir et gérer vos cryptos et vos devises fiat depuis le même espace, sans passer par d'autres applications. À l’inverse, les exchanges classiques se concentrent uniquement sur la crypto, obligeant souvent les utilisateurs à jongler entre plusieurs plateformes pour leurs opérations en euros, livres ou dollars.

Une interface pensée pour tous

Tap a été conçu pour être simple à utiliser, que vous soyez débutant ou trader expérimenté. L’interface est fluide, claire et intuitive, avec des données en temps réel, des ressources éducatives et des outils pour suivre les tendances du marché et prendre des décisions éclairées. Beaucoup de plateformes classiques, en revanche, peuvent sembler complexes ou techniques pour les nouveaux venus.

Conversion instantanée fiat-crypto

Avec Tap, vous pouvez convertir instantanément vos euros ou livres en cryptos (et inversement), à des taux compétitifs, sans frais cachés ni étapes intermédiaires. Fini les délais d’attente ou les processus longs : vous agissez immédiatement, et saisissez les opportunités du marché en temps réel. Les plateformes traditionnelles, elles, exigent souvent des dépôts, des vérifications et des délais avant de pouvoir passer un ordre.

Une large sélection de cryptos

Tap propose plus de 50 cryptomonnaies, dont Bitcoin (BTC), Ethereum (ETH), Ripple (XRP), et bien d’autres. De nouvelles cryptos sont régulièrement ajoutées pour que vous puissiez diversifier facilement votre portefeuille. À l’inverse, certaines plateformes crypto classiques offrent une sélection plus restreinte, ce qui limite vos options d’investissement.

Des échanges sans limite de paires

Tap vous permet d’échanger directement n’importe quelle crypto contre une autre, sans restriction de paires. Vous n’avez pas besoin de passer par un token intermédiaire ou de transférer vos fonds vers une autre plateforme. C’est simple, rapide et beaucoup plus flexible que les exchanges traditionnels, qui imposent souvent des paires limitées.

Sécurité renforcée et conformité réglementaire

Tap est une institution financière régulée et applique des normes strictes de sécurité et de protection des données. Authentification à deux facteurs, cryptage avancé, conformité aux réglementations : votre compte et vos fonds sont entre de bonnes mains. Ce niveau de sécurité n’est pas toujours garanti sur les plateformes classiques, qui peuvent présenter des risques pour les utilisateurs.

Conclusion

Tap se démarque des plateformes crypto traditionnelles grâce à son approche tout-en-un, son expérience utilisateur intuitive, ses conversions instantanées, son offre crypto étendue et sa sécurité de haut niveau. Que vous soyez novice ou trader confirmé, Tap vous propose une solution moderne, fiable et complète pour gérer vos actifs numériques aux côtés de vos devises classiques.

La manipulation de marché désigne toute tentative d’interférer avec le bon fonctionnement des marchés financiers. Si le sujet est devenu plus courant avec l’explosion des cryptomonnaies, ces pratiques restent illégales et sont considérées comme des fraudes. Et elles ne sont pas propres au marché crypto : la manipulation de marché existe aussi sur les marchés boursiers traditionnels.

Il existe plusieurs méthodes pour manipuler un marché, comme falsifier des données pour attirer des investisseurs et gonfler artificiellement la valeur d’un actif. Dans le monde des cryptos, l’une des pratiques les plus répandues est le pump and dump. Voici ce qu’il faut savoir.

C’est quoi un schéma pump and dump ?

Le terme “pump and dump” remonte aux années 1990, lorsqu’un courtier du nom de Stratton Oakmont avait artificiellement gonflé la valeur de certaines actions. Grâce à des déclarations trompeuses, il créait un engouement autour de ses titres, pour ensuite les revendre à un prix bien plus élevé, empochant de jolis bénéfices.

Depuis, la pratique s’est répandue, notamment dans le secteur des cryptomonnaies. John McAfee, créateur du célèbre antivirus, a largement popularisé les pump & dumps dans l’univers crypto. Il animait des groupes privés où les membres décidaient d’investir massivement sur une crypto peu connue, faisant grimper son prix, avant de tout revendre une fois que d'autres investisseurs se laissaient tenter. Résultat : les nouveaux venus achetaient au sommet, pendant que les initiés empochaient les gains.

Est-ce que les pump and dumps sont des arnaques ?

Oui, dans la plupart des cas. Ces schémas profitent uniquement à ceux qui sont dans la confidence. Même certains membres du groupe peuvent perdre de l’argent s’ils n’agissent pas assez vite. Dans la finance traditionnelle, ces pratiques sont sévèrement sanctionnées.

Combien de temps dure un pump and dump ?

Cela dépend des règles fixées par le groupe : certains durent quelques minutes, d’autres plusieurs heures. Le timing est souvent millimétré et coordonné entre les participants.

Est-ce légal ?

Dans le secteur financier classique, les pump & dumps sont illégaux. Aux États-Unis, cela peut valoir jusqu’à 5 ans de prison et/ou une amende de 250 000 dollars. Mais dans l’univers crypto, la réglementation est encore floue, voire inexistante dans de nombreux pays. C’est pourquoi ces pratiques continuent de proliférer.

Il est clair que les cryptomonnaies manquent encore de cadres réglementaires stricts. Même si ce n’est pas illégal, c’est clairement contraire à l’éthique.

Est-ce que le Bitcoin a été concerné par un pump & dump ?

Non. Bien que le Bitcoin soit volatil, il n’a jamais été impliqué dans ce type de schéma. Sa capitalisation est trop importante pour qu’un groupe d’investisseurs puisse manipuler son prix de manière significative.

Quelles cryptos sont concernées ?

En général, les pump and dumps visent des tokens à faible capitalisation (low-cap), car leur cours est plus facile à manipuler. Cela dit, aucune crypto n’est totalement à l’abri.

Conclusion

Les groupes de pump and dump soulèvent de nombreuses problématiques dans l’écosystème crypto. Bien qu’ils puissent rapporter gros à certains, ils causent aussi de lourdes pertes pour ceux qui arrivent trop tard.

Même si la réglementation crypto évolue, ces pratiques restent très présentes aujourd’hui. Il est essentiel de savoir les identifier et de ne pas céder à la panique ou à la peur de rater une opportunité. Comme toujours dans l’univers des cryptos : faites vos propres recherches, et investissez prudemment.