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If you’re interested in staking Ethereum, you came to the right place. The largest liquid staking protocol in the crypto ecosystem, trusted by thousands of ETH holders who want rewards without losing liquidity, has a name: Lido DAO.
Ethereum's Leading Liquid Staking Protocol
How does it work?
Lido DAO is a decentralized autonomous organization that provides a liquid staking solution on the Ethereum 2.0 blockchain as well as other Proof of Stake (PoS) platforms like Solana (SOL), Polygon (MATIC), Polkadot (DOT), and Kusama (KSM).
Instead of locking up funds, users stake ETH and receive stETH tokens in return, which represent their staked ETH plus accrued rewards. This allows users to continue trading, lending, or using their tokens across DeFi while still benefiting from staking yields. Since launching in 2020, Lido DAO has grown to manage more than $40.33B in Total Value Locked (TVL), with staking rewards currently averaging an annual percentage rate (APR) of 2.71%. The protocol is governed by holders of the LDO token, ensuring community-driven decision-making.

Where did it come from?
Lido DAO was co-founded by Kasper Rasmussen and Jordan Fish, also known as CryptoCobain. Behind the Lido DAO are a number of individuals and organizations that are well-regarded within the DeFi space. Since its inception in December 2020, shortly after ETH 2.0's release, the platform has been overseen by the Lido DAO, with several key members including Semantic VC, Chorus, ParaFi Capital, P2P Capital, Libertus Capital, Terra, StakeFish, Bitscale Capital, StakingFacilities, and KR1. Several of the highly esteemed angel investors include Stani Kulechov of Aave, Banteg of Yearn, Will Harborne of Deversifi, Julien Bouteloup from Stake Capital, and Kain Warwick from Synthetix.
Since then, Lido DAO has gained an impressive reputation for its liquid staking capabilities, and now boasts over $13 billion in staked assets. Its core focus is on Ethereum, yet its horizons are expanding to other blockchain networks including Terra and Solana, both of which launched staking capabilities in 2021, as well as several other layer 1 PoS blockchains.
Liquid Staking Made Simple
Lido DAO simplifies staking into a three-step process: deposit ETH, receive stETH, and start earning rewards automatically. When a user deposits ETH, the protocol delegates funds to a decentralized network of professional node operators. There are over 800 node operators worldwide, who manage validation securely and efficiently.
The stETH tokens received are liquid ERC-20 assets whose value increases over time as rewards accumulate. With one-click staking through Lido DAO’s interface, users can skip the hassle of running their own validator while enjoying a 98.2% validator performance.
How validator rewards are earned from staked assets
So, in order to stake ETH, become a validator and earn rewards for validating payments on the Ethereum platform, users are required to stake a minimum of 32 ETH tokens. What if I don’t have 32 ETH? You may ask. To bypass this minimum requirement and still earn rewards, Lido DAO allows users to stake a fraction of this amount and earn a proportionate amount of block rewards.
Users will then deposit ETH into the Lido smart contract and receive the same number of stETH. These tokens are minted once the funds have been received and are burned when the users withdraw their original ETH. The staked funds will then be distributed to the validators on the Lido network and deposited into the Ethereum Beacon Chain from where they will be secured in a smart contract.
The Lido DAO will then assign, onboard, support and enter the validators' addresses to the smart contract registry before being given a set of keys for the validation. All ETH that users have deposited on the Lido platform will be split into groups of 32 ETH among the active Lido node operators who will use this public validation key to validate transactions. The block rewards will then be shared proportionately.
Notably, this distribution process of sharing staked assets eliminates single-point-of-failure risks common among single-validator staking.

Your Liquid Staking Asset
At the center of Lido DAO’s system is stETH, the tokenized representation of staked ETH. stETH trades on major exchanges, offering deep liquidity and integration with several DeFi protocols. Staking rewards are earned automatically, so users never need to claim manually.
Users can stake any amount of ETH to the Beacon Chain without having to deal with lock-up requirements or withdrawal delays. This way Ethereum holders can enjoy both liquidity and yield simultaneously. For providing this staked ETH service, a 10% fee is collected by Lido for each process.
DeFi Integration Opportunities
For advanced users, stETH unlocks a wide range of yield optimization strategies. Lending platforms like AAVE accept stETH as collateral, while liquidity pools on CURVE and UNISWAP offer additional yield opportunities. Leveraged staking strategies also allow users to compound rewards further.
Proven Security
Security and safety are central to Lido DAO's success. Since the beginning, the protocol has undergone a dramatic array of independent audits, conducted by top-tier firms including Statemind, Certora, Hexens, Oxorio, MixBytes, and Ackee Blockchain.
Importantly, Lido DAO has never suffered a major protocol-wide hack. The protocol takes advantage of open-source code, multisig governance, and safeguards like GateSeal for emergency pauses, deposit security modules, and DAO oversight to anticipate and mitigate emerging threats. These layers of defense, combined with a multi-validator, geographically distributed network, reduce single points of failure.
What is Lido DAO token (LDO)?
Governance of the Lido DAO is powered by the LDO token, which grants voting rights to its holders. With a market capitalization of $1.14B and an all time high (ATH) price of $2.38 USD, LDO plays a central role in shaping the protocol’s future. Token holders vote on proposals, influence fee structures, and participate in selecting node operators. The governance community is highly active, with regular proposals and ongoing discussions that ensure the protocol evolves in a decentralized and transparent way.
How to buy Lido LDO?
Staking with Lido DAO is meant to be as accessible as possible. There are no minimum deposit requirements; end users can stake any amount of ETH. You can connect an Ethereum wallet, confirm the transaction, and receive stETH instantly.
If you're looking to expand your digital currencies portfolio, LDO tokens can be a potential addition. The Tap app provides an easy and secure way for anyone with an account to add these tokens to their portfolios in no time, making it one of the most effortless trading experiences around.
You can utilize the Tap app to access the Lido ecosystem by purchasing LDO tokens with either crypto or fiat currencies. End users can then choose to store their LDO tokens securely in the integrated crypto wallet or transfer them to the Lido platform and engage in the platform's earning potential. All you need to do to get started is download the app and create an account in minutes.

Despite radically reshaping the world’s financial landscape, the first ever cryptocurrency has limitations when interacting with newer blockchains. For example, Ethereum. Wrapped Bitcoin (WBTC) solves this limitation by allowing Bitcoin to function on the Ethereum network, enabling access to decentralized finance (DeFi) services.
WBTC is an ERC-20 token that represents Bitcoin 1:1 on the Ethereum blockchain, combining Bitcoin’s value with Ethereum’s smart contract power, and opening new opportunities for BTC holders in decentralized finance (DeFi). Unlike Bitcoin variants aiming to improve its technology, WBTC extends Bitcoin's utility without replacing it.
Join us in this deep dive on how WBTC works, its benefits, risks, and how it connects Bitcoin to the broader DeFi ecosystem.
Unlocking Bitcoin’s Power on Ethereum
Launched in January 2019, approximately 10 years after Bitcoin's initial release, WBTC was created as a collaborative effort between BitGo, Kyber Network, and Ren (formerly Republic Protocol), along with other major players in the DeFi space including MakerDAO, Dharma, and Set Protocol.
As an ERC-20 token, WBTC adheres to Ethereum's token standard, making it compatible with the entire Ethereum ecosystem, including its smart contracts, decentralized applications, and wallets.
In structure, WBTC bears similarities to stablecoins like USDC or USDT, which are backed by reserve assets. However, while stablecoins aim to maintain a stable value (usually pegged to a fiat currency like the US dollar), WBTC's value fluctuates with Bitcoin's market price.
Each WBTC token is backed by an equivalent amount of Bitcoin (BTC) held in reserve by a custodian, maintaining a strict 1:1 ratio, meaning 1 WBTC is always equivalent to 1 BTC in value.
Wrapped Bitcoin is now under the control of a Decentralized Autonomous Organization (DAO) called the WBTC DAO. This organization oversees the protocol, ensuring the integrity of the wrapping process and maintaining transparency in the system. Unlike Bitcoin's fully decentralized nature, WBTC relies on certain trusted entities to maintain the backing of the tokens, which creates an interesting balance between utility and trustworthiness.
WBTC belongs to a broader category of financial instruments known as "wrapped tokens." These are cryptocurrencies that are enclosed or "wrapped" in a digital vault and represented as another token on a different blockchain. While WBTC represents Bitcoin on Ethereum, there are other wrapped tokens in the cryptocurrency space, including Wrapped Ether (WETH) which, somewhat paradoxically, is a wrapped version of Ethereum's native token on its own blockchain that conforms more strictly to the ERC-20 standard.
Why Does Wrapped Bitcoin Exist?
Wrapped Bitcoin (WBTC) was created to bridge the gap between Bitcoin and newer blockchain platforms like Ethereum.
1. Bitcoin's limited smart contract functionality
Bitcoin prioritizes security over programmability, making it unsuitable for complex decentralized apps. In contrast, Ethereum supports smart contracts that power a wide range of automated financial services.
2. Access to DeFi for Bitcoin holders
Ethereum's DeFi ecosystem offers lending, trading, and yield farming, but Bitcoin holders couldn't participate without converting their BTC. WBTC solves this, letting them use Bitcoin's value within Ethereum-based applications.
3. Unlocking Bitcoin's liquidity
Bitcoin's vast market capitalization holds significant untapped liquidity. WBTC brings this capital into Ethereum's DeFi network, benefiting both Bitcoin holders and the broader ecosystem.
4. Faster, more flexible Bitcoin transactions
While Bitcoin transactions can be slow and costly, WBTC uses Ethereum's network for quicker, cheaper trades-ideal for active traders and DeFi users.
In short, WBTC enhances Bitcoin's utility without altering its core protocol, connecting it to the evolving world of decentralized finance.
How Does Wrapped Bitcoin Work? The Nuts and Bolts
Wrapped Bitcoin (WBTC) bridges Bitcoin and Ethereum through a secure, transparent process involving key participants and smart contracts.
1. Wrapping and unwrapping process:
Wrapping (BTC → WBTC): Users send Bitcoin to a custodian, who secures it and mints an equivalent amount of WBTC on Ethereum, sending it to the user's Ethereum wallet.
Unwrapping (WBTC → BTC): Users burn WBTC, prompting the custodian to release the equivalent Bitcoin back to their Bitcoin wallet.
This 1:1 pegging ensures WBTC is fully backed by Bitcoin reserves.
2. Key participants:
Custodians (e.g., BitGo): Hold and safeguard the Bitcoin backing WBTC.
Merchants: Authorized to request minting or burning of WBTC.
Users: Individuals or entities using WBTC in Ethereum's DeFi ecosystem.
WBTC DAO Members: Stakeholders who govern protocol decisions.
3. Transparency and verification:
Proof of reserves: Publicly verifiable Bitcoin addresses back every WBTC in circulation.
On-chain verification: Minting and burning are recorded on both blockchains.
Regular attestations: Independent checks confirm reserve accuracy.
4. Technical implementation:
WBTC is built as an ERC-20 token, Ethereum’s standard for fungible tokens. All ERC-20 tokens follow the same set of rules, which makes them interchangeable, easy to trade, and instantly compatible with most Ethereum wallets and DeFi apps.
This makes WBTC easily transferable, compatible with wallets, and usable in DeFi apps like lending platforms, decentralized exchanges, and yield farming protocols. It gives Bitcoin the same programmability and utility as Ethereum-native assets.
Showdown: Wrapped Bitcoin (WBTC) vs. Bitcoin (BTC)
Although WBTC and BTC share the same value, their use cases differ. Bitcoin is designed for security, immutability, and censorship resistance. WBTC, on the other hand, thrives in Ethereum’s ecosystem where smart contracts enable lending, borrowing, and trading.
For storing wealth long-term, Bitcoin remains the go-to. For generating yield or accessing DeFi, WBTC is the practical choice. Different uses for different needs.
How Wrapped Bitcoin Boosts Your Crypto
1. DeFi accessibility:
WBTC lets users leverage Bitcoin in DeFi platforms for:
Lending & borrowing: Use WBTC as collateral on platforms like Aave or Compound to earn interest or borrow assets.
Yield farming: Provide WBTC liquidity for rewards, often surpassing Bitcoin's passive holding returns.
Liquidity provision: Earn trading fees by adding WBTC to pools on exchanges like Uniswap.
Synthetic assets: Mint assets pegged to traditional markets using WBTC as collateral.
2. Enhanced liquidity:
WBTC boosts capital efficiency across Ethereum by:
Expanding DeFi liquidity: Unlocking Bitcoin's market value to strengthen liquidity pools.
Reducing slippage: Deeper markets enable smoother trades.
Providing stable collateral: Bitcoin-backed assets offer trusted options for DeFi protocols.
3. Transaction advantages:
Compared to Bitcoin, WBTC transactions on Ethereum benefit from:
Faster confirmations: Ethereum's ~12-second block times outpace Bitcoin's 10-minute average.
Predictable fees: Ethereum's fee structure can be more cost-effective in certain conditions.
Smart contract integration: WBTC supports complex transactions Bitcoin's network can't handle.
4. Broader utility:
Beyond DeFi, WBTC enhances user options by:
Accessing smart contracts: Participate in advanced applications without selling Bitcoin.
Composability: Use WBTC across multiple protocols simultaneously.
Simplified management: Store WBTC alongside other Ethereum assets in common wallets.
Gaming & NFTs: Spend WBTC in blockchain games or NFT marketplaces.
While WBTC offers significant opportunities, it comes with trade-offs regarding decentralization and security, as covered in the next section.
Navigating Wrapped Bitcoin: Risks and Challenges
Custodial risks
While WBTC brings Bitcoin into DeFi, it introduces centralization as well. WBTC depends on BitGo as the sole custodian to hold the backing Bitcoin, creating a central point of failure. Users must trust these custodians to safeguard funds, process redemptions, and comply with regulations that could freeze assets or restrict conversions.

BitGo, DAO member and sole custodian. Source.
Smart contract risks
WBTC relies on Ethereum smart contracts, which, despite audits, can still have vulnerabilities or coding flaws. It's also affected by Ethereum network issues like congestion, high gas fees, and risks from interacting with DeFi platforms.
Price and market risks
WBTC tracks Bitcoin's price and shares its volatility. In turbulent markets, it may trade slightly above or below Bitcoin's value. Large conversions can strain liquidity, making big trades harder without impacting price.
Operational challenges
Managing WBTC involves both Bitcoin and Ethereum blockchains, which can be complex for newcomers. High Ethereum gas fees and slow WBTC-to-Bitcoin conversions (especially for large transactions) are additional hurdles.
Alternatives with less trust required
Some users prefer fully decentralized options like native Bitcoin, though it lacks smart contract functionality. Other wrapped Bitcoin solutions use different technologies to reduce reliance on custodians.
Wrapping Up WBTC
WBTC represents a shift in the cryptocurrency space, bridging the gap between Bitcoin's unparalleled network security and store-of-value properties with Ethereum's programmability and vibrant DeFi landscape. Since its launch in 2019, WBTC has grown from a novel concept to a cornerstone of cross-chain interoperability, enabling countless new use cases for Bitcoin holders.
For users, WBTC allows exposure to Bitcoin while engaging with decentralized finance (DeFi) on Ethereum and other platforms, enabling participation in both without choosing between them. While for DeFi, Bitcoin's liquidity has fostered growth, stability and asset diversity. WBTC has also paved the way for other wrapped assets, making the crypto ecosystem more interconnected and efficient.
As blockchain technology evolves, solutions like WBTC will address limitations while retaining core utility. Its success shows how cryptocurrency innovation can build upon existing strengths without replacing them.
Other Wrapped Bitcoin alternatives
While WBTC is the most widely used Bitcoin representation on Ethereum, several alternatives have emerged, each with different approaches to the bridge between Bitcoin and other blockchains:
- renBTC
- tBTC
- sBTC (Synthetic BTC)
- HBTC
- pBTC
How Can I Buy Wrapped Bitcoin (WBTC)?
If you’re looking to bring Bitcoin into the world of Ethereum, Wrapped Bitcoin (WBTC) is the gateway you might be looking for. Through the Tap app, users can easily add WBTC to their portfolios, opening up access to Ethereum’s thriving DeFi ecosystem. Getting started is simple: just download the app, create an account, and start trading WBTC in minutes.

Η ανεπαρκεια αποτελεί έναν θεμελιώδη όρο που αναδεικνύει τη διαφορά μεταξύ των ατελείωτων αναγκών μας και των περιορισμένων διαθέσιμων πόρων στον κόσμο. Αυτή η ιδέα δεν αφορά μόνο τα καθημερινά αγαθά και τις υπηρεσίες· είναι εξίσου σημαντική και στον κόσμο των επενδύσεων. Η κατανόηση της έννοιας της έλλειψης βοηθά να εξηγήσουμε πώς λαμβάνουμε αποφάσεις σχετικά με τη χρήση πόρων, πώς λειτουργούν οι αγορές και πώς καθορίζονται οι τιμές. Είτε σκέφτεστε τις παγκόσμιες προκλήσεις των πόρων είτε τις επενδυτικές ευκαιρίες, η κατανόηση της επίδρασης της έλλειψης είναι απαραίτητη.
Ορισμός της σπανιοτητα
Στους οικονομικούς όρους, η έλλειψη αναφέρεται στη πεπερασμένη διαθεσιμότητα πρώτων υλών, γης, εργασίας και κεφαλαίου, ενώ οι ανάγκες και οι επιθυμίες των ατόμων, των επιχειρήσεων και της κοινωνίας συνολικά είναι πρακτικά απεριόριστες.
Από επενδυτική άποψη, η έλλειψη εμφανίζεται στον περιορισμένο αριθμό ποιοτικών μετοχών που διατίθενται στην αγορά. Καθώς ένας συνεχώς αυξανόμενος αριθμός επενδυτών αναζητά κερδοφόρες ευκαιρίες, μόνο λίγες εταιρείες υψηλών επιδόσεων είναι διαθέσιμες για επένδυση.
Ναι, υπάρχει ένα κενό που λείπει. Το διορθωμένο κείμενο είναι:
Αυτή η έλλειψη συχνά ανεβάζει τις τιμές των κορυφαίων μετοχών, καθώς περισσότεροι επενδυτές ανταγωνίζονται για να αποκτήσουν μερίδια σε αυτές τις περιζήτητες εταιρείες. Ως αποτέλεσμα, οι επενδυτές πρέπει να προτεραιοποιούν προσεκτικά τις επιλογές τους, ζυγίζοντας τις πιθανές αποδόσεις έναντι του υψηλότερου κόστους επένδυσης σε σπάνια, περιζήτητα περιουσιακά στοιχεία.
Παράγοντες που επηρεάζουν την σπανιοτητα
Οι οικονομολόγοι χρησιμοποιούν τον όρο "έλλειψη" για να εξηγήσουν γιατί κάποια αγαθά ή πόροι που κάποτε ήταν άφθονοι γίνονται περιορισμένοι με την πάροδο του χρόνου. Οι βασικές αιτίες της έλλειψης χωρίζονται σε τρεις κατηγορίες:
- Έλλειψη λόγω ζήτησης: Εμφανίζεται όταν η ζήτηση για κάτι ξεπερνά τη διαθεσιμότητά του. Για παράδειγμα, όταν κυκλοφορεί μια νέα δημοφιλής κονσόλα παιχνιδιών, μπορεί να εξαντληθεί γρήγορα, καθώς η ζήτηση υπερβαίνει την αρχική προσφορά.
- Έλλειψη λόγω προσφοράς: Προκύπτει όταν εξωτερικοί παράγοντες δυσχεραίνουν την παραγωγή ή την απόκτηση ενός πόρου, μειώνοντας τη διαθεσιμότητά του χωρίς να αλλάζει απαραίτητα η ζήτηση. Ένα παράδειγμα είναι η έλλειψη μικροτσίπ λόγω διακοπών στην παραγωγή, επηρεάζοντας την κατασκευή ηλεκτρονικών συσκευών.
- Δομική ή σχετική έλλειψη: Αυτού του τύπου η έλλειψη προκύπτει όταν ορισμένες ομάδες έχουν καλύτερη πρόσβαση σε έναν πόρο σε σχέση με άλλες. Αυτή η ανισότητα συχνά οφείλεται σε πολιτικούς ή οικονομικούς παράγοντες, παρά στη συνολική ποσότητα του διαθέσιμου πόρου.
σπανιοτητα σε διαφορετικούς κλάδους
Η έλλειψη επηρεάζει διαφορετικούς κλάδους με μοναδικούς τρόπους. Στη γεωργία, φαινόμενα όπως οι ξηρασίες ή οι κακές σοδειές μπορούν να μειώσουν την προσφορά τροφίμων, ανεβάζοντας τις τιμές και αλλάζοντας τις διατροφικές συνήθειες των ανθρώπων. Στην τεχνολογία, ελλείψεις εξαρτημάτων όπως τα μικροτσίπ μπορούν να επιβραδύνουν την παραγωγή, να αυξήσουν τις τιμές των συσκευών και να περιορίσουν τις επιλογές των καταναλωτών.
Στην υγειονομική περίθαλψη, η έλλειψη βασικών φαρμάκων ή εξοπλισμού μπορεί να ανεβάσει τα κόστη και να περιορίσει την πρόσβαση στη φροντίδα. Αυτές οι ελλείψεις επηρεάζουν την ποσότητα παραγωγής, τις τιμές και τις επιλογές που κάνουμε για το τι μπορούμε να αντέξουμε οικονομικά ή να αποκτήσουμε.
Στα χρηματοοικονομικά, η έλλειψη παίζει επίσης σημαντικό ρόλο. Οι περιορισμένοι κεφαλαιακοί πόροι σημαίνουν ότι οι επενδυτές πρέπει να επιλέξουν προσεκτικά πού να διαθέσουν τα κεφάλαιά τους, ενώ η έλλειψη επενδυτικών ευκαιριών μπορεί να αυξήσει τις τιμές περιουσιακών στοιχείων σε δημοφιλείς οικονομικούς τομείς.
Πώς μας επηρεάζει η σπανιοτητα
Στη σύγχρονη κοινωνία, η έλλειψη επηρεάζει όλους – άτομα, επιχειρήσεις και κυβερνήσεις. Για τους ανθρώπους, σημαίνει να παίρνουν δύσκολες αποφάσεις σχετικά με το πώς θα ξοδέψουν τα χρήματά τους και τι θα προτεραιοποιήσουν.
Οι επιχειρήσεις, από την άλλη, αντιμετωπίζουν προκλήσεις στην προμήθεια υλικών ή τη διαχείριση της παραγωγής, επηρεάζοντας τις τιμές και τις λειτουργίες τους. Οι κυβερνήσεις πρέπει να διαχειρίζονται την έλλειψη κατά τον σχεδιασμό πολιτικών, την ισορροπία προϋπολογισμών και την κάλυψη δημόσιων αναγκών.
Η έλλειψη καθοδηγεί τις οικονομικές πολιτικές, επηρεάζοντας τις αποφάσεις για την κατανομή πόρων, τις επενδύσεις και τη ρύθμιση. Διαμορφώνει επίσης τη δυναμική των αγορών, καθώς οι μεταβολές στην προσφορά και τη ζήτηση επηρεάζουν τις τιμές και τη διαθεσιμότητα αγαθών και υπηρεσιών, επηρεάζοντας την ευρύτερη οικονομία.
Έλλειψη στην οικονομία
Από επενδυτική σκοπιά, η έλλειψη αναφέρεται στη περιορισμένη διαθεσιμότητα ενός περιουσιακού στοιχείου σε σχέση με τη μεγάλη ζήτηση, κάτι που μπορεί να ανεβάσει την αξία του. Αυτό συμβαίνει όταν οι πόροι ή τα περιουσιακά στοιχεία είναι σε έλλειψη συγκριτικά με τον αριθμό των ενδιαφερόμενων αγοραστών. Παράγοντες που προκαλούν έλλειψη περιλαμβάνουν τους περιορισμένους φυσικούς πόρους, την αυξημένη ζήτηση ή διακοπές στις αλυσίδες εφοδιασμού.
Για τους επενδυτές, η έλλειψη μπορεί να κάνει ορισμένα περιουσιακά στοιχεία πιο ελκυστικά, καθώς η περιορισμένη φύση τους μπορεί να οδηγήσει σε υψηλότερες τιμές και πιθανές αποδόσεις. Ένα χαρακτηριστικό παράδειγμα είναι το Bitcoin, το οποίο έχει μέγιστη προσφορά 21 εκατομμυρίων νομισμάτων, υποδηλώνοντας ότι όταν η διαθεσιμότητά του μειώνεται, η τιμή του μπορεί να αυξηθεί.
Στρατηγικές για την αντιμετώπιση της έλλειψης στις αγορές
Είτε επενδύετε είτε κάνετε συναλλαγές, εδώ είναι 6 στρατηγικές που μπορούν να σας βοηθήσουν να περιηγηθείτε στις αγορές με αυτοπεποίθηση:
- Διαφοροποιήστε τις Επενδύσεις σας: Κατανείμετε τις επενδύσεις σας σε διαφορετικούς τομείς για να μειώσετε τον αντίκτυπο αν ένας τομέας αντιμετωπίσει προβλήματα.
- Επιλέξτε Σταθερούς Τομείς: Προτιμήστε περιοχές ή περιουσιακά στοιχεία που είναι λιγότερο πιθανό να αντιμετωπίσουν προβλήματα προσφοράς, όπως εκείνα με άφθονους πόρους.
- Εξερευνήστε Νέες Αγορές και Τεχνολογίες: Αναζητήστε αναδυόμενες αγορές ή καινοτόμες τεχνολογίες που μπορούν να προσφέρουν ευκαιρίες ανάπτυξης.
- Επικεντρωθείτε στη Μακροπρόθεσμη Αξία: Σκεφτείτε περιουσιακά στοιχεία, όπως ακίνητα ή εμπορεύματα, που είναι πιθανό να διατηρήσουν την αξία τους με την πάροδο του χρόνου.
- Μείνετε Ενημερωμένοι: Παρακολουθήστε τις τάσεις της αγοράς και τις αλλαγές στην προσφορά και τη ζήτηση για να προσαρμοστείτε στην έλλειψη.
- Σκεφτείτε τη Βιωσιμότητα: Επενδύστε σε έργα ή τεχνολογίες που χρησιμοποιούν πόρους αποτελεσματικά και μπορούν να βοηθήσουν στην αντιμετώπιση μελλοντικών προκλήσεων έλλειψης.
Αυτές είναι προτάσεις που μπορείτε να λάβετε υπόψη, αλλά δεν αποτελούν οικονομική συμβουλή. Κάντε ενδελεχή έρευνα πριν εφαρμόσετε οποιαδήποτε από αυτές τις στρατηγικές.
Συμπέρασμα
Η έλλειψη είναι μια βασική έννοια της οικονομίας που δείχνει τη διαφορά μεταξύ των ατελείωτων επιθυμιών μας και των περιορισμένων διαθέσιμων πόρων. Επηρεάζει τους πάντες, από τις καθημερινές μας επιλογές μέχρι τον τρόπο που οι επιχειρήσεις και οι κυβερνήσεις σχεδιάζουν.
Με την κατανόηση της έλλειψης, μπορούμε να παίρνουμε καλύτερες επενδυτικές αποφάσεις, να διαχειριζόμαστε τους πόρους με σοφία και να διαμορφώνουμε αποτελεσματικές πολιτικές. Αυτή η γνώση είναι απαραίτητη για την πλοήγηση στις αγορές, την εξισορρόπηση αναγκών και τη διασφάλιση ότι οι πόροι χρησιμοποιούνται αποδοτικά.

For a fleeting moment, it looked like altcoin season was finally here. Google searches for “altcoins” skyrocketed to record highs, 𝕏 was buzzing, and retail excitement seemed to return in full force. But within a week, that hype fizzled out almost as quickly as it appeared, leaving traders wondering if the long-awaited alt season was just a mirage.
A Spike That Vanished Overnight
Search interest for “altcoin” on Google Trends hit its highest score ever in early August, only to fall back to baseline levels within days. Globally, the same pattern played out, with scores dropping from 100 to just 16 in a week, mimicking a “pump and dump” pattern that you would expect from a memecoin.

Market cap data told the same story. The total value of altcoins (excluding Bitcoin and Ethereum) briefly climbed by $100 billion before giving it all back, leaving investors wondering whether the hype had any real weight behind it.
Naturally, some saw the collapse as proof that the altcoin season had ended before it really began. Others, however, like analyst Cyclop, argue the spike shows something deeper: that “altcoin” has become the mainstream term retail uses today, replacing “crypto” in 2021. In his view, this isn’t the peak. Rather, it’s just the beginning of broader interest.
Why Google Trends Doesn’t Tell the Whole Story
Relying on Google searches to measure retail demand may no longer work the way it used to. With AI tools increasingly replacing traditional search, and with concepts like “altcoins” now part of everyday investor vocabulary, Trends data might not be capturing where and how money is really flowing.
Instead, analysts point to on-chain and trading activity as better indicators of where momentum is building. And in August, that momentum was fragmented.
A Season of Winners and Losers
Data from Artemis showed only a few categories outperforming last month: Ethereum, exchange tokens, and oracles.

Beyond these bright spots, however, most altcoins struggled. The result? A patchwork “mini season” rather than the explosive, across-the-board surge that retail and social media had been hoping for.
Polygon’s co-founder Sandeep put it bluntly: "Retail is searching, but institutions aren't buying the narratives yet. Old altcoin seasons were driven by speculation and promises and narratives and marketing. Institutional money is smarter money. It cares about real utility and cash flows. The next "alt season" won't look like 2017 or 2021. It’ll be fewer tokens with actual usage, not just tokens with better marketing." Sandeep said.
The Road Ahead
That doesn’t mean altcoin season is dead, it probably just means it’s evolving.Coinbase has suggested that the next true wave could arrive as early as September, but that it likely won’t be a full-scale altcoin season.
Bottom line? The altcoin season isn’t gone; it’s just different. It’s maturing. And the next leg up may not belong to every token in the market, but only to the select few proving they can deliver value beyond mere speculation.

The internet has made earning money easier than ever - whether you want a side hustle for some extra cash or a full online business, the opportunities keep growing fast. From quick gigs to long-term passive income streams, there’s something for everyone.
But don’t expect to get rich overnight (and if someone promises you that, it’s more than likely a scam). With focus, patience, and smart moves, you can build real, sustainable income online.
This guide breaks down proven ways people are making money from home, some with zero upfront costs, others aimed at long-term growth. The trick? Find what fits your skills, time, and goals.
Let’s dive in!
1. Best ways to make money online quickly (low skill, high interest)
If you're new to making money online (see our beginners’ guide here) or need cash fast, these low-barrier options can help you start building income without any special skills. They won’t replace your 9-5, but they’re great for extra cash or to start building your online income game.
Paid online surveys
Surveys remain one of the easiest ways to start earning online. Companies pay for your honest opinion. No skills needed, just some spare time.
- Top platforms: Swagbucks, Branded Surveys, YouGov, Prolific
- Earnings: Typically £0.50-£3 per survey, 10-20 minutes each
- Tip: You’ll need to hit a payout threshold (usually £10-20) before withdrawing
Get paid to click, watch, or search
Earn small amounts doing simple online tasks like watching videos or using a search engine. It won’t replace a full income, but it adds up if you’re consistent.
- Try: Qmee, InboxPounds, Swagbucks
- Earnings: Pennies per task, but easy to do anytime
Micro-tasks
These quick gigs need human input, like data entry or web research.
- Platforms: Clickworker, Amazon Mechanical Turk, Lionbridge
- Pay: £2–£10 per hour, flexible hours
Test websites and apps
Give feedback on the usability and functionality of websites or apps.
- Sites: UserTesting, Userlytics, TryMyUI
- Pay: £8-£12 per 20-minute test
- Requirements: Good communication skills and reliable internet
Competitions and prize draws (comping)
Not guaranteed income, but some people win prizes worth thousands annually by entering competitions.
- Follow brands on social media for exclusive contests
- Use aggregator sites like LoquaxTM and MSE's Competition Corner
2. Medium-effort methods with reliable returns
These options require more skill or time investment but offer better earning potential and more engaging work.
Freelance writing and editing
Content demand is booming. If you can write clearly, this is a solid way to earn.
- Get started: Upwork, Intch, Freelancer
- Rates: Beginners £10-20/article; experienced £30-100+/hour
- Tip: Build a niche and portfolio gradually
Sell stock photos or videos
Monetise your photography/videography skills on platforms like Shutterstock or Adobe Stock.
Become a Virtual Assistant (VA)
Support businesses with admin tasks, social media, customer service, and more.
- Pay: £8-25/hour
- Build: Long-term client relationships for stable income
Sell handmade products
Use Etsy, Folksy, or Amazon Handmade to turn crafts into cash.
Sell digital products
High margins, no inventory. Popular items include Notion templates, Canva designs, ChatGPT prompts, and planners.
- Platforms: Gumroad, Etsy, Creative Market
3. Scalable and passive income streams
These take real effort up front, but once they’re set up, they can bring in steady income with little to no maintenance.
Dropshipping tips
Sell products online without inventory, using Shopify or WooCommerce.
- Profit margins: 3-7% after ads
- Requires skills in marketing and customer service
Print-on-demand
Design items like t-shirts or mugs are printed only when ordered.
- Platforms: Printful, Printify, Merch by Amazon, Redbubble
Start a blog or niche website
Earn through ads, affiliate links, sponsored content, and digital products.
- Takes roughly 6-18 months to grow, but can generate substantial passive income
Create and sell online courses
Share your expertise on platforms like Udemy, Teachable, Skillshare, or Coursera.
Write and publish ebooks
Self-publish on Kindle Direct Publishing or Smashwords. Good editing and marketing matter.
Launch a YouTube channel
Earn through ads, memberships, super chats, sponsorships, and affiliate marketing.
Side hustles that use your environment or possessions
Why not monetise what you already own?
- Rent property through Airbnb or Booking.com for significant income.
- Rent belongings like cars (Turo), equipment (Fat Llama), or parking spaces (JustPark).
- Sell unused items on Facebook Marketplace, eBay, or Vinted - many earn hundreds decluttering.
- Use cashback apps like Shoppix and TopCashback (or from your Tap card - up to 8% people) for purchases you're already making.
These options work especially well in urban areas and thankfully require minimal upfront investment.
What to watch out for
The internet is full of legitimate opportunities, but scams are unfortunately common. Protecting yourself is crucial.
Avoid scams, watch for:
- Promises of guaranteed big money with little effort
- Upfront payment requests for “training” or “kits”
- Pyramid or multi-level marketing schemes
Know your tax obligations. In the UK, you must report online income over £1,000 to HMRC. Keep good records and consider professional advice.
Understand platform rules. Check minimum payouts, fees, payment methods, and account policies before signing up. Always read the ts and cs.
Tips for success when earning online
Unlock your online earning power with these 5 no-fluff strategies:
- Use a separate email for online earning to stay organised and secure
- Track your earnings and time with a spreadsheet for insights and taxes
- Focus on higher-paying platforms and build skills accordingly
- Start small, then scale what works best for you
- Learn digital skills (SEO, copywriting, design, social media) via free online tutorials
Final thoughts
Making money online gives you freedom, but it also takes effort and patience. There’s no magic formula - some people thrive blogging, others with surveys or micro-tasks. Start small, learn, and expand gradually.
And lastly, watch out for scams, keep good records, and keep adding value. If you’ve made it this far, we believe you’re ready to take control of your online income journey!

Τι είναι η καθαρή αξία;
Η καθαρή αξία (net worth) είναι ένας συνολικός δείκτης που αντικατοπτρίζει τη συνολική σου οικονομική εικόνα. Προκύπτει από τη διαφορά ανάμεσα στα περιουσιακά σου στοιχεία και τις υποχρεώσεις σου.
Σε αντίθεση με το εισόδημα, που δείχνει τι κερδίζεις σε συγκεκριμένο χρονικό διάστημα, η καθαρή αξία σου δίνει μια πιο μακροπρόθεσμη οπτική: τι έχεις – μείον τι χρωστάς.
Η κατανόηση της καθαρής αξίας σου βοηθά να αξιολογήσεις την οικονομική σου πορεία, να θέσεις ρεαλιστικούς στόχους και να πάρεις πιο ενημερωμένες αποφάσεις.
Τι επηρεάζει την καθαρή αξία σου;
Εισόδημα
Το εισόδημά σου αποτελεί βασικό στοιχείο για τη δημιουργία περιουσίας. Μπορεί να προέρχεται από εργασία, επενδύσεις ή επιπλέον δραστηριότητες. Όμως, η διαχείριση των εξόδων παίζει εξίσου σημαντικό ρόλο με τα έσοδα.
Περιουσιακά στοιχεία
Είναι όλα όσα κατέχεις και έχουν αξία – από αποταμιεύσεις και μετοχές έως ακίνητα και οχήματα. Όσο πιο ποιοτικά και διαφοροποιημένα είναι τα assets σου, τόσο περισσότερες δυνατότητες έχεις να αυξήσεις την καθαρή σου αξία.
Υποχρεώσεις και χρέη
Κάθε τι που χρωστάς – όπως στεγαστικό δάνειο, φοιτητικό δάνειο ή κάρτες – μειώνει την καθαρή σου αξία. Η μείωση των υποχρεώσεων και ο έλεγχος των χρεών σου είναι κομβικά για την ενίσχυση της οικονομικής σου κατάστασης.
📌 Τύπος: Καθαρή αξία = Περιουσιακά στοιχεία – Υποχρεώσεις
Πώς να υπολογίσεις την καθαρή σου αξία
Είτε θες να βελτιώσεις την οικονομική σου κατάσταση είτε απλώς να δεις πού βρίσκεσαι, ξεκίνα από εδώ:
- Κατέγραψε όλα τα περιουσιακά σου στοιχεία και την εκτιμώμενη αξία τους.
- Κατέγραψε τις υποχρεώσεις σου, όπως δάνεια και κάρτες.
- Αφαίρεσε το σύνολο των υποχρεώσεων από το σύνολο των περιουσιακών στοιχείων.
Κάνε τον υπολογισμό τακτικά για να βλέπεις την πρόοδο σου και να εντοπίζεις ευκαιρίες βελτίωσης.
Παράδειγμα θετικής καθαρής αξίας
Ας δούμε το παράδειγμα της Σάρα:
Περιουσιακά στοιχεία
- Κατοικία: 400.000€
- Αποταμιεύσεις: 50.000€
- Επενδύσεις: 150.000€
- Συνταξιοδοτικό λογαριασμό: 200.000€
- Αυτοκίνητο: 20.000€
Σύνολο: 820.000€
Υποχρεώσεις
- Υπόλοιπο στεγαστικού δανείου: 200.000€
- Φοιτητικό δάνειο: 30.000€
Σύνολο: 230.000€
Καθαρή αξία
820.000€ – 230.000€ = 590.000€
Η καθαρή αξία της Σάρα είναι θετική και δείχνει ότι έχει διαχειριστεί αποτελεσματικά τα οικονομικά της.
Παράδειγμα αρνητικής καθαρής αξίας
Ο Μάρκος βρίσκεται σε διαφορετικό σημείο:
Περιουσιακά στοιχεία
- Αυτοκίνητο: 10.000€
- Προσωπικά αντικείμενα: 5.000€
Σύνολο: 15.000€
Υποχρεώσεις
- Φοιτητικό δάνειο: 50.000€
- Χρέη σε κάρτες: 8.000€
- Ιατρικά έξοδα: 3.000€
Σύνολο: 61.000€
Καθαρή αξία
15.000€ – 61.000€ = –46.000€
Αυτό δείχνει ότι οι οικονομικές του υποχρεώσεις υπερβαίνουν σημαντικά την περιουσία του.
Γιατί αξίζει να αυξήσεις την καθαρή σου αξία;
- Οικονομική ασφάλεια: Έχεις περισσότερα αποθέματα για δύσκολες περιόδους.
- Επίτευξη στόχων: Μπορείς να κυνηγήσεις όνειρα, όπως σπίτι, σπουδές ή ταξίδια.
- Συσσώρευση πλούτου: Χτίζεις περιουσία με μακροπρόθεσμο αντίκτυπο.
- Καλύτερες ευκαιρίες: Περισσότερες επιλογές σε δάνεια, συνεργασίες ή επενδύσεις.
- Ελευθερία κινήσεων: Έχεις τη δυνατότητα να πάρεις αποφάσεις χωρίς οικονομικούς περιορισμούς.
- Ηρεμία: Μειώνεις το άγχος γύρω από τα οικονομικά σου και αισθάνεσαι μεγαλύτερη σιγουριά.
Συμβουλές για την αύξηση της καθαρής σου αξίας
Έλεγξε έσοδα και έξοδα
- Ενίσχυσε το εισόδημά σου με νέες δεξιότητες ή έξτρα πηγές.
- Περιόρισε περιττές δαπάνες.
- Απόθεσε μέρος του εισοδήματός σου για αποταμίευση ή επένδυση.
Ανάπτυξε τα περιουσιακά σου στοιχεία
- Δημιούργησε διαφοροποιημένο χαρτοφυλάκιο.
- Ενημερώσου για επενδυτικές ευκαιρίες σε ακίνητα ή μετοχές.
- Προσαρμόσου στις μεταβολές της αγοράς.
Μείωσε χρέη
- Ξεκίνα με τα δάνεια υψηλού επιτοκίου.
- Εξέτασε επιλογές αναχρηματοδότησης.
- Φτιάξε ένα ρεαλιστικό πλάνο αποπληρωμής.
Μακροπρόθεσμος σχεδιασμός
- Δημιούργησε ένα ταμείο έκτακτης ανάγκης.
- Οργάνωσε τη συνταξιοδότησή σου.
- Αν χρειάζεσαι καθοδήγηση, συμβουλεύσου οικονομικό σύμβουλο.
Συμπέρασμα
Η καθαρή αξία δεν είναι απλώς ένας αριθμός – είναι εργαλείο. Μέσα από την κατανόηση και την τακτική παρακολούθησή της, μπορείς να πάρεις τον έλεγχο της οικονομικής σου ζωής. Με σταθερά βήματα και έξυπνες επιλογές, έχεις τη δυνατότητα να βελτιώσεις την οικονομική σου πορεία και να δημιουργήσεις ένα πιο σίγουρο αύριο.
TAP'S NEWS AND UPDATES
What’s a Rich Text element?
What’s a Rich Text element?The rich text element allows you to create and format headings, paragraphs, blockquotes, images, and video all in one place instead of having to add and format them individually. Just double-click and easily create content.
The rich text element allows you to create and format headings, paragraphs, blockquotes, images, and video all in one place instead of having to add and format them individually. Just double-click and easily create content.Static and dynamic content editing
Static and dynamic content editingA rich text element can be used with static or dynamic content. For static content, just drop it into any page and begin editing. For dynamic content, add a rich text field to any collection and then connect a rich text element to that field in the settings panel. Voila!
A rich text element can be used with static or dynamic content. For static content, just drop it into any page and begin editing. For dynamic content, add a rich text field to any collection and then connect a rich text element to that field in the settings panel. Voila!How to customize formatting for each rich text
How to customize formatting for each rich textHeadings, paragraphs, blockquotes, figures, images, and figure captions can all be styled after a class is added to the rich text element using the "When inside of" nested selector system.
Headings, paragraphs, blockquotes, figures, images, and figure captions can all be styled after a class is added to the rich text element using the "When inside of" nested selector system.What’s a Rich Text element?
What’s a Rich Text element?The rich text element allows you to create and format headings, paragraphs, blockquotes, images, and video all in one place instead of having to add and format them individually. Just double-click and easily create content.
The rich text element allows you to create and format headings, paragraphs, blockquotes, images, and video all in one place instead of having to add and format them individually. Just double-click and easily create content.Static and dynamic content editing
Static and dynamic content editingA rich text element can be used with static or dynamic content. For static content, just drop it into any page and begin editing. For dynamic content, add a rich text field to any collection and then connect a rich text element to that field in the settings panel. Voila!
A rich text element can be used with static or dynamic content. For static content, just drop it into any page and begin editing. For dynamic content, add a rich text field to any collection and then connect a rich text element to that field in the settings panel. Voila!How to customize formatting for each rich text
How to customize formatting for each rich textHeadings, paragraphs, blockquotes, figures, images, and figure captions can all be styled after a class is added to the rich text element using the "When inside of" nested selector system.
Headings, paragraphs, blockquotes, figures, images, and figure captions can all be styled after a class is added to the rich text element using the "When inside of" nested selector system.What’s a Rich Text element?
What’s a Rich Text element?The rich text element allows you to create and format headings, paragraphs, blockquotes, images, and video all in one place instead of having to add and format them individually. Just double-click and easily create content.
The rich text element allows you to create and format headings, paragraphs, blockquotes, images, and video all in one place instead of having to add and format them individually. Just double-click and easily create content.Static and dynamic content editing
Static and dynamic content editingA rich text element can be used with static or dynamic content. For static content, just drop it into any page and begin editing. For dynamic content, add a rich text field to any collection and then connect a rich text element to that field in the settings panel. Voila!
A rich text element can be used with static or dynamic content. For static content, just drop it into any page and begin editing. For dynamic content, add a rich text field to any collection and then connect a rich text element to that field in the settings panel. Voila!How to customize formatting for each rich text
How to customize formatting for each rich textHeadings, paragraphs, blockquotes, figures, images, and figure captions can all be styled after a class is added to the rich text element using the "When inside of" nested selector system.
Headings, paragraphs, blockquotes, figures, images, and figure captions can all be styled after a class is added to the rich text element using the "When inside of" nested selector system.
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Read moreWhat’s a Rich Text element?
What’s a Rich Text element?The rich text element allows you to create and format headings, paragraphs, blockquotes, images, and video all in one place instead of having to add and format them individually. Just double-click and easily create content.
The rich text element allows you to create and format headings, paragraphs, blockquotes, images, and video all in one place instead of having to add and format them individually. Just double-click and easily create content.Static and dynamic content editing
Static and dynamic content editingA rich text element can be used with static or dynamic content. For static content, just drop it into any page and begin editing. For dynamic content, add a rich text field to any collection and then connect a rich text element to that field in the settings panel. Voila!
A rich text element can be used with static or dynamic content. For static content, just drop it into any page and begin editing. For dynamic content, add a rich text field to any collection and then connect a rich text element to that field in the settings panel. Voila!How to customize formatting for each rich text
How to customize formatting for each rich textHeadings, paragraphs, blockquotes, figures, images, and figure captions can all be styled after a class is added to the rich text element using the "When inside of" nested selector system.
Headings, paragraphs, blockquotes, figures, images, and figure captions can all be styled after a class is added to the rich text element using the "When inside of" nested selector system.Έτοιμος για το πρώτο βήμα;
Γίνε μέρος της νέας γενιάς έξυπνων επενδυτών και όσων ξέρουν να διαχειρίζονται το χρήμα. Ξεκλείδωσε νέες δυνατότητες και ξεκίνα το δικό σου μονοπάτι προς την επιτυχία — σήμερα.
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