Get your IBAN in a day

Opening a Tap Business account is quick and straightforward. 1. Complete our online application — it takes around 5–10 minutes 2. We'll review your submission as part of the onboarding process 3. Once approved, your account will be ready to use We may reach out to confirm a few details or request additional documents. If so, we'll guide you through exactly what's needed.

Most applications are processed within 1–7 business days, depending on current volumes. To avoid delays, please provide all requested documents upfront. Verification can only begin once we've received everything, so including all relevant materials in your initial application will help speed things up.

No, personal and business accounts are separate. To open a Tap Business account, you'll need to create a new account specifically for business use.

Tap is not a bank. It is a licensed and regulated fintech platform that offers many similar services, including fiat payment accounts, international transfers, and multi-currency IBANs — alongside crypto trading and custody. Think of it as a more flexible alternative to traditional business banking.

A traditional bank account handles fiat currencies only. A crypto bank account supports both fiat and crypto in one place, giving you multi-currency payments, crypto trading, stablecoin access, and yield without needing multiple providers.

A crypto bank account gives you access to crypto trading, stablecoin payments, and yield on idle balances alongside standard fiat services. Faster cross-border settlements, lower FX costs, and seamless conversion between fiat and crypto — capabilities traditional banks were simply not built for.

Examples of crypto banking services offered by crypto-friendly banks include the ability to securely store and manage crypto assets, trade cryptocurrencies on crypto exchanges, earn yield on crypto deposits, and use crypto debit cards for making purchases.